San Diego County property record for 5871 Rancho del Caballo, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,846 sqft · built 2015 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $968,000 (Oct 2017) |
| Tax Bill | $11,480 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-311-03-00 |
| Primary APN | 126-311-03-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,846 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5871 RANCHO DEL CABALLO |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 3 TR 016019 |
| Legal Subdivision | COUNTY/SAN DIEGO 4976-1 |
| Legal Tract | 016019 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18804 |
5871 Rancho del Caballo is owner-occupied and held in a trust since February 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2024 | Intrafamily Transfer, Transfer |
| Mar 7, 2024 | Intrafamily Transfer, Transfer |
| Oct 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 19, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Oct 6, 2017 | Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 2017464229 |
| Last Transfer Date | Feb 16, 2024 |
| Transfer Doc | 0000058041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 7, 2024 |
| Property Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000058042 |
| Map Reference | MAP 16019 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024-0058042 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 7, 2024 |
| Property Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000058041 |
| Map Reference | MAP 16019 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024-0058041 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000662713 |
| Map Reference | MAP 16019 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020-0662713 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000662714 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0662714 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2019 |
| Property Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000596316 |
| Map Reference | MAP 16019 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 2019-0596316 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000596317 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019-0596317 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 6, 2017 |
| Property Address | 5871 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000464229 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 464229 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5871 RANCHO DEL CABALLO BONSALL CA 920033521, BONSALL, CA 92003-3521 |
| Document Number | 464230 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 464230 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 5, 2047 |
The 2025 property tax bill for 5871 Rancho del Caballo was $11,480 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,123,438 (+2%) Land $171,540 Building $951,898 | |
| 2025 | $11,480.00 Homeowner's exemption | $1,101,411 Land $168,177 Building $933,234 |
| 2023 | $11,006.00 (+1.75%) Homeowner's exemption | $1,058,645 Land $161,648 Building $896,997 |
| 2022 | $10,817.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5871 Rancho del Caballo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5871 Rancho del Caballo is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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