San Diego County property record for 5859 Rancho del Caballo, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,018 sqft · built 2015 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $798,000 (Jul 2017) |
| Tax Bill | $9,530 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-311-04-00 |
| Primary APN | 126-311-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,018 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 24,829 sqft (0.57 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5859 RANCHO DEL CABALLO |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 4 TR 016019 |
| Legal Subdivision | SAN DIEGO 4976-1 |
| Legal Tract | 016019 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18804 |
5859 Rancho del Caballo is owned and occupied by two individuals who acquired it in July 2025.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP |
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 31, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on File |
| Deed Sale | Jul 31, 2017 · Amount on File |
| Deed Document Number | 2017343699 |
| Last Transfer Date | Jul 25, 2025 |
| Transfer Doc | 0000217163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000279571 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022-0279571 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000682484 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0682484 |
| Name | HOMEPLUS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000114834 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020-0114834 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2017 |
| Property Address | 5859 RANCHO DEL CABALLO, BONSALL, CA 92003-3521 |
| Document Number | 0000343699 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 343699 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 4, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5859 RANCHO DEL CABALLO BONSALL CA 920033521, BONSALL, CA 92003-3521 |
| Document Number | 343700 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 343700 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
The 2025 property tax bill for 5859 Rancho del Caballo was $9,530.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $926,140 (+2%) Land $166,626 Building $759,514 | |
| 2025 | $9,530.00 | $907,981 Land $163,359 Building $744,622 |
| 2023 | $9,141.00 (+1.74%) | $872,724 Land $157,016 Building $715,708 |
| 2022 | $8,985.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5859 Rancho del Caballo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5859 Rancho del Caballo is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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