Lucas County property record for 5870 Merle St, Toledo, OH 43623
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1929 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Apr 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-72877 |
| Primary APN | 23-72877 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Year Built | Built 1929 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Foundation Type | Raised |
| Lot Area | 17,000 sqft (0.39 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5870 MERLE ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43623-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | WESTWOOD GDS 2ND EXTN LOT 871 & EGGEMANS SUBURBAN PL LOT 11 S 101.9 |
| Legal Subdivision | WESTWOOD GDS 2ND EXTN |
| Legal Lot Number | 871,11 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 7901 |
5870 Merle St is owned and occupied by an individual who acquired it in April 2025.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Apr 9, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 20, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2025 |
| Deed Sale | Apr 9, 2025 |
| Prior Sale | Sep 2, 2004 |
| Deed Document Number | 25201739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
| Document Number | 0000027264 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 202508060027264 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 9, 2025 |
| Property Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
| Document Number | 0000011444 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 202504090011444 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 20, 2022 |
| Property Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
| Document Number | 0000032520 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 202207200032520 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5870 MERLE ST, TOLEDO, OH 43623-1143 |
The 2025 property tax bill for 5870 Merle St was $1,861 with a homeowner's exemption, up 14.5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Washington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,861.00 (+14.52%) Homeowner's exemption | $38,290 (-) Land $8,085 Building $30,205 | |
| 2024 | $1,625.00 (+13.72%) Homeowner's exemption | $38,290 (+40.44%) Land $8,085 Building $30,205 | $109,400 Land $23,100 Building $86,300 |
| 2023 | $1,429.00 (-0.63%) Homeowner's exemption | $27,265 (-) Land $7,385 Building $19,880 | |
| 2022 | $1,438.00 Homeowner's exemption | $27,265 Land $7,385 Building $19,880 | |
| 2021 | $77,900 Land $21,100 Building $56,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5870 Merle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 26 (1989–2015) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5870 Merle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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