5863 Merle St, Toledo, OH 43623 Property Records

Lucas County property record for 5863 Merle St, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1954
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Mar 1998)
Tax Bill	$1,891 (2024)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-72861`

Property Details

APN / Parcel Number

Primary APN	`23-72861`
Alternative APN	`03689065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5863 MERLE ST
City	TOLEDO
State	OH
Zip	43623-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WESTWOOD GDS 2ND EXTN LOT 866
Legal Subdivision	WESTWOOD GDS 2ND EXTN
Legal Tract	79.01
Legal Lot Number	866
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2014
Census Tract	7901

Owner

5863 Merle St is owned and occupied by two individuals who bought it in March 1998.

Source: Lucas County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5863 MERLE ST, TOLEDO, OH 43623-1142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1998 · Amount on File
Deed Sale	Mar 30, 1998 · Amount on File
Prior Sale	Aug 12, 1991 · Amount on File
Deed Document Number	19985015
Deed Book / Page	9800160 / B07
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jul 8, 2026
Property Address	5863 MERLE ST, TOLEDO, OH 43623-1142
Document Number	0000026173
Instrument Date	Jul 1, 2026
Instrument	202626173
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5863 MERLE ST, TOLEDO, OH 43623-1142

Mortgage

Document Number	0000026173,
Date	Jul 8, 2026
Instrument	202626173

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Washington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,180 (-) Land $7,630 Building $25,550	$94,800 (-) Land $21,800 Building $73,000
2024	$1,891.00 (-11.68%)	$33,180 (+15.33%) Land $7,630 Building $25,550	$94,800 Land $21,800 Building $73,000
2023	$2,141.00 (+92.36%)	$28,770 (-) Land $6,510 Building $22,260
2022	$1,113.00 Homeowner's exemption	$28,770 Land $6,510 Building $22,260
2021			$82,200 Land $18,600 Building $63,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5863 Merle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	26 (1989–2015)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 5 claims Severe Storms And Flooding, Jul 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5863 Merle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20