587 Summit Hall Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 587 Summit Hall Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Condominium
Details	1 ba · 1,498 sqft · built 1971
Lot Size	0.101 acres (4,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Nov 1995)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-01780342`

Property Details

APN / Parcel Number

Primary APN	`09-01780342`
Alternative APN	`01780342`

Interior

Full Baths	1 Bath
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Lot Area	4,409 sqft (0.101 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01780342
Street Address	587 SUMMIT HALL RD, 587
City	GAITHERSBURG
State	MD
Zip	20877-1618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPT
Legal Description	UN 587 CEDAR VILL
Legal Subdivision	CEDAR VILL
Legal Block	2
Legal Unit	587
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2001
Census Tract	700732

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	587 SUMMIT HALL RD, 587, GAITHERSBURG, MD 20877-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 1995 · Amount on Record
Deed Sale	Nov 2, 1995 · Amount on Record
Deed Document Number	199558473
Deed Book / Page	13733 / 426
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	587 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1618
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0546680237
Date	Aug 1, 2017
Book Page	54668/237

Lender

Name	M & T BANK
Type	Bank
Address	PITTSBURGH, PA 15203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,000 (+5.79%) Land $100,500 Building $234,500	$335,000 (-) Land $100,500 Building $234,500
2025	$3,798.00 (+27.36%)	$316,667 (+13.1%)	$335,000 (+19.64%) Land $100,500 Building $234,500
2023		$280,000 Land $84,000 Building $196,000	$280,000 Land $84,000 Building $196,000
2022	$2,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880