Montgomery County property record for 581 Summit Hall Rd, Gaithersburg, MD 20877
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,411 sqft · built 1971 |
| Lot Size | 0.101 acres (4,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Feb 2019) |
| Tax Bill | $4,620 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-01780318 |
| Primary APN | 09-01780318 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,411 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Condo/Apartment |
| Lot Area | 4,409 sqft (0.101 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01780318 |
|---|---|
| Street Address | 581 SUMMIT HALL RD, 581 |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1618 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RPT |
| Legal Description | UN 581 CEDAR VILL |
| Legal Subdivision | CEDAR VILL |
| Legal Block | 2 |
| Legal Unit | 581 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700732 |
581 Summit Hall Rd is owned and occupied by two individuals who bought it in February 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 581 SUMMIT HALL RD, 581, GAITHERSBURG, MD 20877-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Prior Sale | Aug 16, 2001 · Amount on File |
| Deed Book / Page | 57258 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 28, 2019 |
| Property Address | 581 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1618 |
| Document Number | 0572580054 |
| Book / Page | 057258 / 000054 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 581 SUMMIT HALL RD #581 GAITHERSBURG MD 208771618, 581, GAITHERSBURG, MD 20877-1618 |
| Document Number | 572580060 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 057258/000060 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
The 2025 property tax bill for 581 Summit Hall Rd was $4,620.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,000 (+8.67%) Land $106,500 Building $248,500 | $355,000 (-) Land $106,500 Building $248,500 | |
| 2025 | $4,620.00 | $326,667 | $355,000 Land $106,500 Building $248,500 |
| 2023 | $270,000 Land $81,000 Building $189,000 | $270,000 Land $81,000 Building $189,000 | |
| 2022 | $2,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 581 Summit Hall Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 581 Summit Hall Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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