587 Melford Dr, Patterson, CA 95363 Property Records

Stanislaus County property record for 587 Melford Dr, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 2022
Lot Size	0.132 acres (5,743 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Feb 2023)
Tax Bill	$10,037 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-073-034-000`

Property Details

APN / Parcel Number

Primary APN	`047-073-034-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,912 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	5,743 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	587 MELFORD DR
City	PATTERSON
State	CA
Zip	95363-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAYTON SHIRE UNIT 1 (45M11) LOT 34
Legal Subdivision	CLAYTON SHIRE VLGS/PATTERSON U
Legal Lot Number	34
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1007
Census Tract	3201

Owner

587 Melford Dr is owned and occupied by an individual who bought it in February 2023.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	587 MELFORD DR, PATTERSON, CA 95363-8102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Construction Mortgage COLORADO FSB
Feb 13, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Deed Document Number	20235813
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	587 MELFORD DR, PATTERSON, CA 95363-8102
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064186
Date	Sep 26, 2022
Instrument	2022-0064186

Lender

Name	COLORADO FSB
Type	Bank
Address	EL DORADO HILLS, CA 95762

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2023

February 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 13, 2023
Property Address	587 MELFORD DR, PATTERSON, CA 95363-8102
Document Number	0000005813
Map Reference	MB 45 PG 11
Instrument Date	Feb 10, 2023
Instrument	2023-0005813
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 JENSEN ST, PLEASANTON, CA 94566-6207

Mortgage

Document Number	0000005814
Date	Feb 13, 2023
Instrument	2023-0005814

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 587 Melford Dr was $10,037 with a homeowner's exemption, up 3.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,037.00 (+3.87%) Homeowner's exemption	$541,215 (+2%) Land $196,323 Building $344,892
2025	$9,663.00 Homeowner's exemption	$530,604 Land $192,474 Building $338,130
2023	$4,648.00	$99,960 Land $99,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 587 Melford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 587 Melford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Frontier, Verizon.

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