587 Fairmount Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 587 Fairmount Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1975
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Company Names on Record
Last Sale	$749,000 (Sep 2021)
Tax Bill	$9,617 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`090-182-03`

Property Details

APN / Parcel Number

Primary APN	`090-182-03`
Alternative APN	`090-182-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,128 sqft Living Area
Gross Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,668 sqft (0.199 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	587 FAIRMOUNT DR
City	BOULDER CREEK
State	CA
Zip	95006-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Description	TR 284
Legal Subdivision	FAIRMOUNT HEIGHTS SUB #1 TR #284
Legal Tract	284
Legal Lot Number	23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4038
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	566 DEBBIE DR, BOULDER CREEK, CA 95006-9420
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer
Aug 10, 2023	Intrafamily Transfer, Transfer
Sep 17, 2021	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Apr 23, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	202147817
Last Transfer Date	Aug 7, 2023
Transfer Doc	0000015029
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2025
Property Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Document Number	0000024907
Map Reference	VOL 38 PG 7
Instrument Date	Nov 14, 2025
Instrument	2025-0024907
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	566 DEBBIE DR, BOULDER CREEK, CA 95006-9420

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2023
Property Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Document Number	0000015029
Map Reference	VOL 38 PG 7
Instrument Date	Aug 7, 2023
Instrument	2023-0015029
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2021
Property Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Document Number	0000047817
Map Reference	VOL 38 PG 7
Instrument Date	Sep 13, 2021
Instrument	2021-0047817
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$823.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419

Mortgage

Document Number	0000047818
Date	Sep 17, 2021
Instrument	2021-0047818

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025761
Date	Aug 4, 2017
Instrument	2017-0025761

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010338
Date	Apr 23, 2019
Instrument	2019-0010338

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	587 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036039
Date	Nov 19, 2019
Instrument	2019-0036039

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,742 (+2%) Land $599,949 Building $210,793
2025	$9,617.00 (+4.34%)	$794,845 (+4.04%) Land $588,185 Building $206,660
2024	$9,217.00 (-0.05%)
2023	$9,222.00 (+2.42%) Homeowner's exemption	$763,980 (+2%) Land $565,345 Building $198,635	$689,490
2022	$9,004.00 Homeowner's exemption	$749,000 Land $554,260 Building $194,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications, T-Mobile.

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