535 Fairmount Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 535 Fairmount Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,046 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`090-182-06`

Property Details

APN / Parcel Number

Primary APN	`090-182-06`
Alternative APN	`090-182-06-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,535 sqft Living Area
Gross Area	1,855 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	535 FAIRMOUNT DR
City	BOULDER CREEK
State	CA
Zip	95006-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Description	TR 284
Legal Subdivision	FAIRMOUNT HEIGHTS
Legal Tract	284
Legal Lot Number	25,26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4038
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Apr 29, 2020	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020
Deed Sale	Apr 29, 2020
Prior Sale	Jan 26, 2006 · Amount on Record
Deed Document Number	202014606
Prior Transfer Date	Apr 23, 2020
Prior Transfer Doc	0000014606
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMER TI FOLSC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002865
Date	Jan 30, 2018
Instrument	2018-0002865

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009841
Date	Apr 17, 2019
Instrument	2019-0009841

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419

Mortgage

Document Number	0000007247
Date	Feb 8, 2021
Instrument	2021-0007247

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419

Mortgage

Document Number	0000049130
Date	Sep 27, 2021
Instrument	2021-0049130

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 FALRMOUNT DRIVE, BOULDER CREEK, CA 95006-9419

Mortgage

Document Number	0000017768
Date	Jun 9, 2022
Instrument	2022-0017768

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2020
Property Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419
Document Number	0000014606
Map Reference	VOL 38 PG 7
Instrument Date	Apr 23, 2020
Instrument	2020-0014606
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	535 FAIRMOUNT DR, BOULDER CREEK, CA 95006-9419

Mortgage

Document Number	0000014607
Date	Apr 29, 2020
Instrument	2020-0014607

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,898 (+2%) Land $526,343 Building $322,555
2025	$10,046.00 (+4.24%) Homeowner's exemption	$832,252 (+4.04%) Land $516,022 Building $316,230
2023	$9,637.00 (+2.41%) Homeowner's exemption	$799,936 Land $495,985 Building $303,951	$743,940
2022	$9,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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