587 Deer Run Rd, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 587 Deer Run Rd, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,118 sqft · built 2006
Lot Size	1.9 acres (83,112 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (May 2025)
Tax Bill	$7,490 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-907.10`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-907.10`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Stories	2 Stories
Building Area	4,118 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	83,112 sqft (1.9 acres)
Terrain	Steep
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919907.10
Street Address	587 DEER RUN RD
City	COLD SPRING
State	KY
Zip	41076-9161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN WOODS SUBD LOT 10 1.9084 ACRES
Legal Subdivision	EVERGREEN WOODS SUB
Legal Lot Number	1,10 1
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3012
Census Tract	53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	587 DEER RUN RD, COLD SPRING, KY 41076-9161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
May 21, 2020	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHAS SELIGMAN DIST CO
May 8, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	5409106
Deed Book / Page	D372 / 451
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	587 DEER RUN RD, COLD SPRING, KY 41076-9161
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 DEER RUN RD COLD SPRING, NEWPORT, KY 41076

Mortgage

Document Number	0005142825
Date	Nov 1, 2021
Book Page	M1062/591
Instrument	5142825

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	587 DEER RUN RD, COLD SPRING, KY 41076-9161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005110232
Date	May 21, 2020
Book Page	M1004/263
Instrument	5110232

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	587 DEER RUN RD, COLD SPRING, KY 41076-9161
Document Number	0005122715
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7211 MURNAN RD COLD SPRING KY 410769282, COLD SPRING, KY 41076-9282

Mortgage

Document Number	0005122715
Date	Dec 16, 2020
Book Page	001026/000810
Instrument	5122715

Lender

Name	CHAS SELIGMAN DIST CO
Address	10885 CLYDESDALE CT, WALTON, KY 41094-8386

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 15, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 8, 2017
Property Address	587 DEER RUN RD, COLD SPRING, KY 41076-9161
Document Number	0005056195
Book / Page	D323 / 888
Map Reference	CAB E SL 236B
Instrument Date	May 1, 2017
Instrument	5056195
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	STERLING LAND TITLE AGENCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	587 DEER RUN RD, 587, COLD SPRING, KY 41076-9161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	201 SNOW SHOE DR, SOUTHGATE, KY 41071-2851

Mortgage

Document Number	0005056196
Date	May 8, 2017
Instrument	5056196

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,490.00 (+27.29%)	$618,000 (+26.02%) Land $75,000 Building $543,000	$618,000 (+26.02%) Land $75,000 Building $543,000
2023	$5,884.00 (-4%)	$490,400 (-) Land $65,000 Building $425,400	$490,400 (-) Land $65,000 Building $425,400
2022	$6,129.00	$490,400 Land $65,000 Building $425,400	$490,400 Land $65,000 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	140 (1978–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Deer Run Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures