576 Deer Run Rd, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 576 Deer Run Rd, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	2,310 sqft · built 2009
Lot Size	1.31 acres (57,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2023)
Tax Bill	$9,696 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-907.04`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-907.04`

Interior

Stories	1 Story
Building Area	2,310 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	57,412 sqft (1.31 acres)
Terrain	Steep
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	576 DEER RUN RD
City	COLD SPRING
State	KY
Zip	41076-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN WOODS SUBD LOT 4 1.3181 ACRES
Legal Subdivision	EVERGREEN WOODS SUB
Legal Lot Number	1,4
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3012
Census Tract	53100

Owner

Source: Campbell County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	576 DEER RUN RD, COLD SPRING, KY 41076-9160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	20235199398
Deed Book / Page	362 / 456
Prior Transfer Date	Mar 5, 2013
Prior Transfer Doc	0000190030
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 19, 2023
Property Address	576 DEER RUN RD, COLD SPRING, KY 41076-9160
Document Number	0005199398
Book / Page	D362 / 456
Map Reference	SL 236B&E237A
Instrument Date	Sep 16, 2023
Instrument	5199398
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1198 WESTPORT WAY, COVINGTON, KY 41011-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	576 DEER RUN RD, COLD SPRING, KY 41076-9160

Mortgage

Document Number	0005199401
Date	Oct 19, 2023
Instrument	5199401

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	576 DEER RUN RD, COLD SPRING, KY 41076-9160
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005138215
Date	Aug 16, 2021
Book Page	M1054/546
Instrument	5138215

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	576 DEER RUN RD, COLD SPRING, KY 41076-9160
Document Number	0005051563
Book / Page	000930 / 000044
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 DEER RUN RD COLD SPRING KY 410769160, COLD SPRING, KY 41076-9160

Mortgage

Document Number	0005051563
Date	Jan 31, 2017
Book Page	000930/000044
Instrument	5051563

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,696.00 (+80.66%)	$800,000 (+78.85%) Land $75,000 Building $725,000	$800,000 (+78.85%) Land $75,000 Building $725,000
2023	$5,367.00 (-4.01%)	$447,300 (-) Land $50,000 Building $397,300	$447,300 (-) Land $50,000 Building $397,300
2022	$5,591.00	$447,300 Land $50,000 Building $397,300	$447,300 Land $50,000 Building $397,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	140 (1978–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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