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587 Cole Dr, South Elgin, IL 60177 Property Records

Kane County property record for 587 Cole Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,543 sqft · built 2002
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$670,500 (May 2016)
Tax Bill$16,904 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN09-05-182-012

Property Details

APN / Parcel Number

Primary APN09-05-182-012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,543 sqft Living Area
Basement Area1,418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area614 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address587 COLE DR
CitySOUTH ELGIN
StateIL
Zip60177-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNWOOD PHASE 6A - LOT 868
Legal SubdivisionTHORNWOOD
Legal Phase6A
Legal Block5
Legal Lot Number868
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5012
Census Tract852101

Owner

587 Cole Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address587 COLE DR, SOUTH ELGIN, IL 60177-2251
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2016 · Amount on File
Deed SaleMay 31, 2016 · Amount on File
Prior SaleAug 3, 2012 · Amount on File
Deed Document Number201626280
Last Transfer DateApr 26, 2022
Transfer Doc0000043885
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 31, 2022
Property Address587 COLE DR, SOUTH ELGIN, IL 60177-2251
Document Number0000043885
Map ReferenceDOC 2005K026667
Instrument DateApr 26, 2022
Instrument2022K043885
Transaction TypeTransfer
Record UpdatedSep 7, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address587 COLE DR, SOUTH ELGIN, IL 60177-2251

Tax Assessment & Valuation

The 2025 property tax bill for 587 Cole Dr was $16,904 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,904.00 Homeowner's exemption$231,489 (+8.53%) Land $32,333 Building $199,156$694,745 (+8.53%) Land $97,038 Building $597,707
2024$213,295 Land $29,792 Building $183,503$640,141 Land $89,412 Building $550,729
2022$14,176.00 (+4.07%) Homeowner's exemption$169,262 (+5.52%) Land $26,563 Building $142,699$507,786 (+5.52%) Land $79,689 Building $428,097
2021$13,621.00 Homeowner's exemption$160,403 Land $25,320 Building $135,083$481,209 Land $75,960 Building $405,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 587 Cole Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 587 Cole Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Fox Valley Internet.

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