579 Cole Dr, South Elgin, IL 60177 Property Records

Kane County property record for 579 Cole Dr, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 4,035 sqft · built 2013
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$716,000 (Jul 2021)
Tax Bill	$20,720 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-05-182-014`

Property Details

APN / Parcel Number

Primary APN	`09-05-182-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,035 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	579 COLE DR
City	SOUTH ELGIN
State	IL
Zip	60177-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 870 IN THORNWOOD PHASE 6A
Legal Subdivision	THORNWOOD
Legal Phase	6A
Legal Block	5
Legal Lot Number	870
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5012
Census Tract	852101

Owner

579 Cole Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	579 COLE DR, SOUTH ELGIN, IL 60177-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
May 17, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	202150932
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2021
Property Address	579 COLE DR, SOUTH ELGIN, IL 60177-2251
Document Number	0000050932
Map Reference	DOC 2000K026667
Instrument Date	May 13, 2021
Instrument	2021K050932
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	579 COLE DR, SOUTH ELGIN, IL 60177-2251

Mortgage

Document Number	0000050933
Date	Jul 2, 2021
Instrument	2021K050933

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2019
Property Address	579 COLE DR, SOUTH ELGIN, IL 60177-2251
Document Number	0000019907
Instrument Date	Apr 24, 2019
Instrument	19907
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$922.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	579 COLE DR SOUTH ELGIN IL 601772251, SOUTH ELGIN, IL 60177-2251

Tax Assessment & Valuation

The 2025 property tax bill for 579 Cole Dr was $20,720 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,720.00 Homeowner's exemption	$280,478 (+8.53%) Land $32,333 Building $248,145	$841,771 (+8.53%) Land $97,038 Building $744,733
2024		$258,434 Land $29,792 Building $228,642	$775,612 Land $89,412 Building $686,200
2022	$16,989.00 (+4.04%) Homeowner's exemption	$200,486 (+4.91%) Land $26,563 Building $173,923	$601,458 (+4.91%) Land $79,689 Building $521,769
2021	$16,329.00 Homeowner's exemption	$191,103 Land $25,320 Building $165,783	$573,309 Land $75,960 Building $497,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 579 Cole Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 579 Cole Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Cole Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures