587 Bridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 587 Bridge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1974
Lot Size	0.081 acres (3,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jun 2023)
Tax Bill	$7,278 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`017-372-07`

Property Details

APN / Parcel Number

Primary APN	`017-372-07`
Alternative APN	`017-372-07-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	836 sqft Living Area
Gross Area	1,051 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,528 sqft (0.081 acres)
Garage Type	Attached
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	587 BRIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BAY VILLAGE SUB #3 TR #529
Legal Lot Number	208
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	587 BRIDGE ST, WATSONVILLE, CA 95076-3648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 3, 2020	Grant Deed, Transfer · Conventional with PMI SRE MTG ALLIANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202311063
Prior Transfer Date	Jul 29, 2014
Prior Transfer Doc	0000025218
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 21, 2023
Property Address	587 BRIDGE ST, WATSONVILLE, CA 95076-3648
Document Number	0000011063
Map Reference	MB 54 PG 33
Instrument Date	Jun 12, 2023
Instrument	2023-0011063
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	587 BRIDGE ST, WATSONVILLE, CA 95076-3648

Mortgage

Document Number	0000011064
Date	Jun 21, 2023
Instrument	2023-0011064

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	587 BRIDGE ST, WATSONVILLE, CA 95076-3648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 BRIDGE ST, WATSONVILLE, CA 95076-3648

Mortgage

Document Number	0000056972
Date	Dec 29, 2020
Instrument	2020-0056972

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 3, 2020
Property Address	587 BRIDGE ST, WATSONVILLE, CA 95076-3648
Document Number	0000000201
Instrument Date	Dec 27, 2019
Instrument	201
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 BRIDGE ST WATSONVILLE CA 950763648, WATSONVILLE, CA 95076-3648

Mortgage

Document Number	202
Date	Jan 3, 2020
Instrument	202

Lender

Name	SRE MTG ALLIANCE INC
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,440 (+2%) Land $337,464 Building $224,976
2025	$7,278.00 (+44.06%) Homeowner's exemption	$551,412 (+34.5%) Land $330,847 Building $220,565
2023	$5,052.00 (+1.92%) Homeowner's exemption	$409,960 (+2%) Land $286,972 Building $122,988	$464,400
2022	$4,957.00 Homeowner's exemption	$401,921 Land $281,345 Building $120,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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