575 Bridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 575 Bridge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1972
Lot Size	0.079 acres (3,441 sqft)
Owner	Trust Name on File
Last Sale	$243,500 (Mar 2015)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`017-372-14`

Property Details

APN / Parcel Number

Primary APN	`017-372-14`
Alternative APN	`017-372-14-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	908 sqft Living Area
Gross Area	1,338 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Other
Lot Area	3,441 sqft (0.079 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	575 BRIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 529
Legal Subdivision	BAY VILLAGE SUB #3 TR #529
Legal Tract	529
Legal Lot Number	205
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	110102

Owner

575 Bridge St is owner-occupied and held in a trust since May 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	575 BRIDGE ST, WATSONVILLE, CA 95076-3648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP EQUITY PARTNERS LLC
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2015 · Amount on File
Deed Sale	Mar 27, 2015 · Amount on File
Deed Document Number	201511271
Last Transfer Date	May 31, 2024
Transfer Doc	0000010381
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	575 BRIDGE ST, WATSONVILLE, CA 95076-3648
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 BRIDGE ST, CORRALITOS, CA 95076-3648

Mortgage

Document Number	0000025861
Date	Dec 3, 2025
Instrument	2025-0025861

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	575 BRIDGE ST, WATSONVILLE, CA 95076-3648
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 BRIDGE ST, WATSONVILLE, CA 95076-3648

Mortgage

Document Number	0000024137
Date	Dec 18, 2023
Instrument	2023-0024137

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	575 BRIDGE ST, WATSONVILLE, CA 95076-3648
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 BRIDGE ST, WATSONVILLE, CA 95076-3648

Mortgage

Document Number	0000033635
Date	Jun 21, 2021
Instrument	2021-0033635

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 575 Bridge St was $4,072 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,503 (+2%) Land $194,027 Building $104,476
2025	$4,072.00	$292,651 Land $190,223 Building $102,428
2023	$3,581.00 (+1.99%) Homeowner's exemption	$281,286 Land $182,836 Building $98,450	$358,290
2022	$3,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Bridge St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 575 Bridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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