Santa Rosa County property record for 5866 W Cambridge Way, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,533 sqft · built 2017 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Oct 2024) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2N-29-0001-00E00-0420 |
| Primary APN | 28-2N-29-0001-00E00-0420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 3,359 sqft |
| 1st Floor Area | 2,533 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,331 sqft (0.329 acres) |
| Lot Dimensions | 148 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 28 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5866 W CAMBRIDGE WAY |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-7649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ABERNATHY LOT 42 BLK E AS DES IN OR 4553 PG 1261 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 28 |
| Legal Subdivision | ABERNATHY |
| Legal Block | E |
| Legal Lot Number | 42 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10303 |
5866 W Cambridge Way is owned and occupied by two individuals who bought it in October 2024.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5866 W CAMBRIDGE WAY, MILTON, FL 32571-7649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 4, 2020 | Warranty Deed, Transfer · VA Mortgage CENTERSTATE BANK NA |
| Mar 27, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on File |
| Deed Sale | Oct 18, 2024 · Amount on File |
| Prior Sale | Jan 13, 2022 · Amount on File |
| Deed Document Number | 202447345 |
| Deed Book / Page | 4553 / 1261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 13, 2022 |
| Property Address | 5866 W CAMBRIDGE WAY, PACE, FL 32571-7649 |
| Document Number | 0042330845 |
| Book / Page | 4233 / 845 |
| Map Reference | MB 10 PG 77 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 202202544 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | ACER TITLE AND ESCROW LLC, ANCHOR TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5627 SUNBURY LOOP, 5627, EVANS, GA 30809-7254 |
| Name | Verified Name |
|---|---|
| Address | 1531 PERRY ST, JACKSONVILLE, FL 32206-4349 |
| Document Number | 0004233847 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 4233/847 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 5866 W CAMBRIDGE WAY, PACE, FL 32571-7649 |
| Document Number | 0039251177 |
| Book / Page | 3925 / 1177 |
| Map Reference | MB 10 PG 77&78 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 202010729 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,247.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5866 W CAMBRIDGE WAY, PACE, FL 32571-7649 |
| Document Number | 0039251180 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 3925/1180 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 27, 2017 |
| Property Address | 5866 W CAMBRIDGE WAY, PACE, FL 32571-7649 |
| Document Number | 0036090729 |
| Book / Page | 003609 / 000729 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 11551 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5866 W CAMBRIDGE WAY PACE FL 325717649, PACE, FL 32571-7649 |
| Document Number | 36090731 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 003609/000731 |
| Instrument | 11552 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2047 |
The 2025 property tax bill for 5866 W Cambridge Way was $3,993, up 47.7% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+47.67%) | $351,130 (+45.95%) Land $53,000 Building $298,130 | $351,130 (+7.54%) Land $53,000 Building $298,130 |
| 2024 | $2,704.00 (+2.5%) Homeowner's exemption | $240,585 (+3%) | $326,524 (+0.77%) Land $53,000 Building $273,524 |
| 2023 | $2,638.00 (-36.51%) | $233,578 (-27.08%) | $324,019 (+1.15%) Land $53,000 Building $271,019 |
| 2022 | $4,155.00 | $320,320 | $320,320 Land $49,000 Building $271,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5866 W Cambridge Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5866 W Cambridge Way is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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