Santa Rosa County property record for 5897 W Cambridge Way, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,046 sqft · built 2017 |
| Lot Size | 0.328 acres (14,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,400 (Aug 2017) |
| Tax Bill | $3,576 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2N-29-0001-00C00-0040 |
| Primary APN | 28-2N-29-0001-00C00-0040 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,046 sqft Heated Area |
| Gross Area | 3,835 sqft |
| 1st Floor Area | 3,448 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 14,331 sqft (0.328 acres) |
| Lot Dimensions | 1,480 ft deep x 970 ft wide |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 282N29000100C000040 |
|---|---|
| Street Address | 5897 W CAMBRIDGE WAY |
| City | PACE |
| State | FL |
| Zip | 32571-7662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ABERNATHY LOT 4 BLK C AS DES IN OR 3650 PG 235 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 28 |
| Legal Subdivision | ABERNATHY |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10303 |
5897 W Cambridge Way is owned and occupied by an individual who bought it in August 2017.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5897 W CAMBRIDGE WAY, PACE, FL 32571-7662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 8, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on File |
| Deed Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 201732374 |
| Deed Book / Page | 3650 / 0235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5897 W CAMBRIDGE WAY, PACE, FL 32571-7662 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5897W W CAMBRIDGE WAY, MILTON, FL 32571-7662 |
| Document Number | 0042660672 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 4266/672 |
| Instrument | 202219756 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 8, 2017 |
| Property Address | 5897 W CAMBRIDGE WAY, PACE, FL 32571-7662 |
| Document Number | 0036500235 |
| Book / Page | 3650 / 0235 |
| Map Reference | MB10 PG77&78 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 201732374 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,039.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 5897 W CAMBRIDGE WAY, MILTON, FL 32571-7662 |
| Document Number | 0201732375 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 201732375 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,576.00 (+2.2%) Homeowner's exemption | $308,273 (+3%) | $386,400 (+0.79%) Land $53,000 Building $333,400 |
| 2023 | $3,499.00 (+2.46%) Homeowner's exemption | $299,294 (+3%) | $383,358 (+3.24%) Land $53,000 Building $330,358 |
| 2022 | $3,415.00 Homeowner's exemption | $290,577 | $371,344 Land $49,000 Building $322,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5897 W Cambridge Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5897 W Cambridge Way is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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