5866 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5866 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,169 sqft · built 1976
Lot Size	18.5 acres (809,345 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Sep 2017)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-002-1010-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-002-1010-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,169 sqft Living Area
1st Floor Area	1,113 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	809,345 sqft (18.5 acres)
Lot Dimensions	2,299 ft deep x 352 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5866 VINCENT RD
City	CLYDE
State	MI
Zip	48049-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SW 1/4 OF NW 1/4 EXC S 691' & EXC N 345.5' OF S 1036.5' OF W 316' OF NW 1/4 18.58 A SEC 2 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	02
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2001
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5866 VINCENT RD, CLYDE, MI 48049-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Sep 18, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	201722277
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5866 VINCENT RD, CLYDE, MI 48049-1411
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5866 VINCENT RD, CLYDE, MI 48049-1411

Mortgage

Document Number	0005287804
Date	Dec 14, 2020
Book Page	5287/804
Instrument	2020031539

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5866 VINCENT RD, CLYDE, MI 48049-1411
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005127368
Date	Dec 4, 2019
Book Page	5127/368
Instrument	2019025483

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 18, 2017
Property Address	5866 VINCENT RD, CLYDE, MI 48049-1411
Document Number	0048700550
Book / Page	004870 / 000550
Instrument Date	Sep 6, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	HURON TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,476.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 ST CLAIR HWY FORT GRATIOT MI 48059, FORT GRATIOT, MI 48059

Mortgage

Document Number	48700551
Date	Sep 18, 2017
Book Page	004870/000551

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,100 (+3.5%)	$390,200 (+3.5%)
2025	$4,127.00 (+1.15%) Homeowner's exemption	$188,500 (+16.65%)
2024	$4,080.00 (+10.75%)		$377,000 (+16.65%)
2023		$161,600
2022	$3,684.00		$323,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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