5541 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5541 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1976
Lot Size	20 acres (875,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jan 2026)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-003-3003-001`

Property Details

APN / Parcel Number

Primary APN	`74-15-003-3003-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Basement Area	1,538 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	875,120 sqft (20 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5541 VINCENT RD
City	CLYDE
State	MI
Zip	48049-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BEG S 1291.10' FROM E 1/4 COR, TH S 660', TH S 89D 52M 53S W 1325.76', TH N 00D 01M 20S W 660', TH N 89D 52M 53S E 1326.02'
Legal Range	16E
Legal Township	07N
Legal Section	03
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2006
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1155 N 6TH ST, SAINT CLAIR, MI 48079-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Deed Document Number	2026815
Deed Book / Page	5888 / 795
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	0005248222
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5541 VINCENT RD, CLYDE, MI 48049-1409
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 N 6TH ST, SAINT CLAIR, MI 48079-4216

Mortgage

Document Number	0005878613
Date	Dec 10, 2025
Book Page	5878/613
Instrument	2025023518

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 13, 2026
Property Address	5541 VINCENT RD, CLYDE, MI 48049-1409
Document Number	0005888795
Book / Page	5888 / 795
Instrument Date	Dec 5, 2025
Instrument	2026000815
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5541 VINCENT RD, CLYDE, MI 48049-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 N 6TH ST, SAINT CLAIR, MI 48079-4216

Mortgage

Document Number	2025023518
Date	Jan 13, 2026
Instrument	2025023518

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,300 (+4.35%)	$316,600 (+4.35%)
2025	$3,160.00 (+0.48%) Homeowner's exemption	$151,700 (+17.23%)
2024	$3,145.00 (+10.23%)		$303,400 (+17.23%)
2023		$129,400
2022	$2,853.00		$258,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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