5865 Roach Rdg, Earlysville, VA 22936 Property Records

Albemarle County property record for 5865 Roach Rdg, Earlysville, VA 22936

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 906 sqft · built 1954
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Tax Bill	$1,107 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01900-00-00-046B0`

Property Details

APN / Parcel Number

Primary APN	`01900-00-00-046B0`
Alternative APN	`2759`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	906 sqft Finished Area
Flooring	Tile

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	133,294 sqft (3.06 acres)

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	5865 ROACH RDG
City	EARLYSVILLE
State	VA
Zip	22936-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE CROZET
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

5865 Roach Rdg is owned and occupied by an individual who acquired it in November 2017.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5865 ROACH RDG, EARLYSVILLE, VA 22936-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit TIAA FSB
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG
Dec 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2017
Transfer Doc	004991/078
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5865 ROACH RDG, EARLYSVILLE, VA 22936-1727
Document Number	0000011093
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 ROACH RDG EARLYSVILLE VA 229361727, EARLYSVILLE, VA 22936-1727

Mortgage

Document Number	0000011093
Date	Oct 11, 2019
Book Page	005228/000143
Instrument	11093

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5865 ROACH RDG, EARLYSVILLE, VA 22936-1727
Document Number	0000006386
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 ROACH RDG EARLYSVILLE VA 229361727, EARLYSVILLE, VA 22936-1727

Mortgage

Document Number	0000006386
Date	Jun 12, 2018
Book Page	005058/000295
Instrument	6386

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 11, 2028

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 5, 2017
Property Address	5865 ROACH RDG, EARLYSVILLE, VA 22936-1727
Document Number	0000014058
Book / Page	004991 / 000078
Instrument Date	Nov 30, 2017
Instrument	14058
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 ROACH RDG EARLYSVILLE VA 229361727, EARLYSVILLE, VA 22936-1727

Tax Assessment & Valuation

The 2026 property tax bill for 5865 Roach Rdg was $1,107, up 5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,107.00 (+5.03%)	$123,800 (+4.92%) Land $68,600 Building $55,200	$123,800 (+4.92%) Land $68,600 Building $55,200
2025	$1,054.00	$118,000 Land $68,600 Building $49,400	$118,000 Land $68,600 Building $49,400
2023	$939.00	$110,000 Land $62,200 Building $47,800	$110,000 Land $62,200 Building $47,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5865 Roach Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5865 Roach Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roach Rdg

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