5833 Roach Rdg, Earlysville, VA 22936 Property Records

Albemarle County property record for 5833 Roach Rdg, Earlysville, VA 22936

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,157 sqft · built 1973
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2020)
Tax Bill	$2,528 (2026)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01900-00-00-046C1`

Property Details

APN / Parcel Number

Primary APN	`01900-00-00-046C1`
Alternative APN	`2760`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,157 sqft Finished Area
Basement Area	1,157 sqft
Finished Basement	1,157 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	343 sqft
Carport	Carport
Carport Area	343 sqft

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5833 ROACH RDG
City	EARLYSVILLE
State	VA
Zip	22936-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5833 ROACH RDG, EARLYSVILLE, VA 22936-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 22, 2021	Deed of Trust, Mortgage ALBEMARLE HOUSING IMPROVEMENT PROGRAM IN
Mar 20, 2020	Grant Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG
Aug 12, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	20203152
Deed Book / Page	5290 / 631
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5833 ROACH RDG, EARLYSVILLE, VA 22936-1727
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005186
Date	May 2, 2022
Instrument	202200005186

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5833 ROACH RDG, EARLYSVILLE, VA 22936-1727
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5628/200
Date	Oct 22, 2021
Book Page	5628/200
Instrument	2021-00017753

Lender

Name	ALBEMARLE HOUSING IMPROVEMENT PROGRAM IN
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22901

Agreement

Amount	Amount Recorded
Term	122 Months
Due	Dec 1, 2031

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 20, 2020
Property Address	5833 ROACH RDG, EARLYSVILLE, VA 22936-1727
Document Number	0000003152
Book / Page	005290 / 000631
Instrument Date	Mar 6, 2020
Instrument	3152
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5833 ROACH RDG EARLYSVILLE VA 229361727, EARLYSVILLE, VA 22936-1727

Mortgage

Document Number	3153
Date	Mar 20, 2020
Book Page	005290/000635
Instrument	3153

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5833 ROACH RDG, EARLYSVILLE, VA 22936-1727
Document Number	0000009526
Book / Page	004948 / 000332
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5833 ROACH RDG EARLYSVILLE VA 229361727, EARLYSVILLE, VA 22936-1727

Mortgage

Document Number	0000009526
Date	Aug 17, 2017
Book Page	004948/000332
Instrument	9526

Lender

Name	UNION BK&TR
Type	Bank
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+4.9%)	$282,800 (+4.9%) Land $76,100 Building $206,700	$282,800 (+4.9%) Land $76,100 Building $206,700
2025	$2,410.00 (+18.37%)	$269,600 (+13.04%) Land $76,100 Building $193,500	$269,600 (+13.04%) Land $76,100 Building $193,500
2023	$2,036.00	$238,500 Land $69,000 Building $169,500	$238,500 Land $69,000 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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