Lapeer County property record for 5865 Genesee Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,822 sqft · built 1998 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | Trust Name on File |
| Last Sale | $220,000 (Nov 2012) |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-018-009-00 |
| Primary APN | 008-018-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,822 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Basement Area | 1,734 sqft |
| Flooring | Carpet |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 220,414 sqft (5.06 acres) |
| Garage Area | 2,480 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5865 GENESEE RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 08 34 402 000 00 SEC 18 T7N R9E COM ON C/L OF GENESEE RD S 87 DEG 23' 52 E 1248.88 FT FROM W 1/4 POST, TH S 87 DEG 23' 52 E |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 336000 |
5865 Genesee Rd is owner-occupied and held in a trust since July 2022.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5865 GENESEE RD, LAPEER, MI 48446-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Intrafamily Transfer, Transfer |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Sep 3, 2019 | Warranty Deed, Transfer · Conventional with PMI ROSS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2012 · Amount on File |
| Deed Sale | Nov 6, 2012 · Amount on File |
| Deed Book / Page | 2600 / 194 |
| Last Transfer Date | Jul 15, 2022 |
| Transfer Doc | 0033050704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 18, 2022 |
| Property Address | 5865 GENESEE RD, LAPEER, MI 48446-2751 |
| Document Number | 0033050704 |
| Book / Page | 3305 / 704 |
| Instrument Date | Jul 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5865 GENESEE RD, 5865, LAPEER, MI 48446-2751 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5865 GENESEE RD, LAPEER, MI 48446-2751 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5865 GENESEE RD, LAPEER, MI 48446-2751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030990772 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 3099/772 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 3, 2019 |
| Property Address | 5865 GENESEE RD, LAPEER, MI 48446-2751 |
| Document Number | 0030440708 |
| Book / Page | 003044 / 000708 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,511.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9192 EMILY DR DAVISON MI 484232889, DAVISON, MI 48423-2889 |
| Document Number | 30440709 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 003044/000709 |
| Name | ROSS MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2049 |
The 2025 property tax bill for 5865 Genesee Rd was $4,690 with a homeowner's exemption, up 4.1% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,500 (+1.63%) | $549,000 (+1.63%) | |
| 2025 | $4,690.00 (+4.08%) Homeowner's exemption | $270,100 | $540,200 |
| 2024 | $4,506.00 | ||
| 2023 | $244,000 | $488,000 | |
| 2022 | $4,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5865 Genesee Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5865 Genesee Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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