Lapeer County property record for 5845 Genesee Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,544 sqft · built 1990 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Aug 2018) |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-018-008-00 |
| Primary APN | 008-018-008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,544 sqft |
| Flooring | Carpet |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 220,414 sqft (5.06 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5845 GENESEE RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 08 34 401 000 00 SEC 18 T7N R9E COM ON C/L OF GENESEE RD S 87 DEG 23' 52 E 1463.34 FT FROM W 1/4 POST; TH S 87 DEG 23' 52 E |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 336000 |
5845 Genesee Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5845 GENESEE RD, LAPEER, MI 48446-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Aug 24, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on File |
| Deed Sale | Aug 24, 2018 · Amount on File |
| Deed Book / Page | 2980 / 773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 6, 2026 |
| Property Address | 5845 GENESEE RD, LAPEER, MI 48446-2751 |
| Document Number | 3536000373 |
| Book / Page | 3536 / 373 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5845 GENESEE RD, LAPEER, MI 48446-2751 |
| Document Number | 3536000373, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 3536/373 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 24, 2018 |
| Property Address | 5845 GENESEE RD, LAPEER, MI 48446-2751 |
| Document Number | 0029800773 |
| Book / Page | 2980 / 773 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18117 TEBBS LN, DUMFRIES, VA 22026-2450 |
| Document Number | 0029800774 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 2980/774 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 5845 Genesee Rd was $2,740 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,500 (+2.08%) | $373,000 (+2.08%) | |
| 2025 | $2,740.00 Homeowner's exemption | $182,700 | $365,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5845 Genesee Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5845 Genesee Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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