St. Louis County property record for 5860 Spruce Ln, Duluth, MN 55811
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 2010 |
| Lot Size | 1 acres (43,921 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Dec 2007) |
| Tax Bill | $3,140 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0050-00420 |
| Primary APN | 280-0050-00420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Gross Area |
| 1st Floor Area | 1,578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,921 sqft (1 acres) |
| Garage Area | 1,312 sqft |
| Deck Area | 64 sqft |
| Sauna | Sauna |
| Heating System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Account Number | 909930 |
|---|---|
| Street Address | 5860 SPRUCE LN |
| City | DULUTH |
| State | MN |
| Zip | 55811-9617 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 42 AND 43 SERIAL # |
| Legal Subdivision | GREENWOOD PARK |
| Legal Lot Number | 42-43 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10602 |
5860 Spruce Ln, a residential property, is owned and occupied by an individual who acquired it in May 2010.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5860 SPRUCE LN, DULUTH, MN 55811-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2007 · Amount on File |
| Deed Sale | Dec 17, 2007 · Amount on File |
| Prior Sale | Mar 19, 2001 · Amount on File |
| Deed Document Number | 2007846540 |
| Last Transfer Date | May 13, 2010 |
| Transfer Doc | 0000886122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5860 SPRUCE LN, DULUTH, MN 55811-9617 |
| Document Number | 000T982719 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 000T982719 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | T982719 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 5, 2037 |
The 2026 property tax bill for 5860 Spruce Ln was $3,140 with a homeowner's exemption, up 6.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,140.00 (+6.3%) Homeowner's exemption | ||
| 2025 | $2,954.00 (-6.4%) Homeowner's exemption | $326,600 (+3.13%) Land $50,800 Building $275,800 | $326,600 (+3.13%) Land $50,800 Building $275,800 |
| 2024 | $3,156.00 | $316,700 Land $49,500 Building $267,200 | $316,700 Land $49,500 Building $267,200 |
| 2022 | $271,800 Land $43,700 Building $228,100 | $271,800 Land $43,700 Building $228,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5860 Spruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5860 Spruce Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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