5829 Spruce Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 5829 Spruce Ln, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,128 sqft · built 2020
Lot Size	0.86 acres (37,496 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2024)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-0050-00530`

Property Details

APN / Parcel Number

Primary APN	`280-0050-00530`
Alternative APNs	`1056518` `1172389`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,128 sqft Gross Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,496 sqft (0.86 acres)
Garage Area	784 sqft
Patio Area	168 sqft
Storage Building	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1172389
Street Address	5829 SPRUCE LN
City	DULUTH
State	MN
Zip	55811-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0053 BLOCK:000 SERIAL #
Legal Subdivision	GREENWOOD PARK
Legal Lot Number	53
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3014
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5829 SPRUCE LN, DULUTH, MN 55811-9617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Aug 23, 2018	Warranty Deed, Transfer NORTH SHORE TITLE
Aug 23, 2018	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	20241083631
Prior Transfer Date	May 20, 2011
Prior Transfer Doc	0000902463
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5829 SPRUCE LN, DULUTH, MN 55811-9617
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046686
Date	Sep 14, 2021
Instrument	1046686

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2018
Property Address	5829 SPRUCE LN, DULUTH, MN 55811-9617
Document Number	00A1001877
Instrument Date	Aug 16, 2018
Instrument	A1001877
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5829 SPRUCE LN DULUTH MN 55811, DULUTH, MN 55811

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2018
Property Address	5829 SPRUCE LN, DULUTH, MN 55811-9617
Document Number	00A1001877
Instrument Date	Aug 16, 2018
Instrument	A1001877
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5829 SPRUCE LN DULUTH MN 55811, DULUTH, MN 55811
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (+13.43%) Homeowner's exemption
2025	$3,186.00 (-29.07%) Homeowner's exemption	$371,100 (+9.34%) Land $48,100 Building $323,000	$371,100 (+9.34%) Land $48,100 Building $323,000
2024	$4,492.00	$339,400 (+16.51%) Land $46,900 Building $292,500	$339,400 (+16.51%) Land $46,900 Building $292,500
2022		$291,300 Land $41,500 Building $249,800	$291,300 Land $41,500 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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