586 Upper Mountain Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 586 Upper Mountain Ave, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,704 sqft · built 1930
Lot Size0.14 acres (6,100 sqft)
OwnerIndividual Name on Record
Last Sale$717,000 (Sep 2021)
Tax Bill$17,281 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-00903-0000-00005

Property Details

APN / Parcel Number

Primary APN13-00903-0000-00005
Alternative APN
  • 130090300005

Interior

Stories2 Stories
Building Area1,704 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area6,100 sqft (0.14 acres)
Lot Dimensions100 ft deep x 61 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130090300005
Street Address586 UP MOUNTAIN AVE
CityMONTCLAIR
StateNJ
Zip07043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description61X100 IRR
Legal Block903
Legal Lot Number5
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4002
Census Tract16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address586 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1623
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 14, 2021Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 28, 2018Grant Deed, Transfer · Conventional with PMI
HSBC BK USA NA
Feb 15, 2018Deed of Trust, Mortgage · Conventional with PMI
HSBC BK USA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number2021112093
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address586 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1623
Transaction TypeMortgage
Record UpdatedNov 2, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021082440
DateJul 8, 2021
Instrument2021082440
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateSep 14, 2021
Property Address586 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1623
Document Number2021112093
Instrument DateSep 3, 2021
Instrument2021112093
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,792.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3923 ROUTE 212, 3923, LAKE HILL, NY 12448

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1623

Mortgage

Document Number2021112094
DateSep 14, 2021
Instrument2021112094
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateFeb 28, 2018
Property Address586 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1623
Document Number0000018030
Instrument DateFeb 15, 2018
Instrument18030
Transaction TypeTransfer
Record UpdatedApr 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$474.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address586 UPPER MOUNTAIN AVE UPPER MONTCLAIR NJ 070431623, UPPER MONTCLAIR, NJ 07043-1623

Mortgage

Document Number18032
DateFeb 28, 2018
Instrument18032
Lender
NameHSBC BK USA NA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address586 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1623
Document Number0000068992
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedFeb 5, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address586 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431623, MONTCLAIR, NJ 07043-1623

Mortgage

Document Number0000068992
DateAug 8, 2018
Instrument68992
Lender
NameHSBC BK USA NA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 7, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491,500 (-) Land $301,000 Building $190,500$491,500 (-) Land $301,000 Building $190,500
2025$17,281.00 (+3.32%)$491,500 (-) Land $301,000 Building $190,500$491,500 (-) Land $301,000 Building $190,500
2024$16,725.00 (+3.5%)
2023$491,500 Land $301,000 Building $190,500$491,500 Land $301,000 Building $190,500
2022$16,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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