577 Upper Mountain Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 577 Upper Mountain Ave, Montclair, NJ 07043 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,052 sqft · built 1923
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$753,000 (Aug 2021)
Tax Bill$20,055 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-00905-0000-00018

Property Details

APN / Parcel Number

Primary APN13-00905-0000-00018
Alternative APN
  • 130090500018

Interior

Stories2 Stories
Building Area2,052 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Construction TypeFrame
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions150 ft deep x 56 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130090500018
Street Address577 UP MOUNTAIN AVE
CityMONTCLAIR
StateNJ
Zip07043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description56X150 IRR
Legal Block905
Legal Lot Number18
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4006
Census Tract16100

Owner

Source: Essex County and Montclair Township records · APN 13-00905-0000-00018

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address577 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1608
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Sep 19, 2017Grant Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleSep 19, 2017 · Amount on Record
Deed Document Number2021105978
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 27, 2021
Property Address577 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1608
Document Number2021105978
Instrument DateAug 13, 2021
Instrument2021105978
Transaction TypeTransfer
Record UpdatedNov 01, 2021
Title CompanyFOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,882.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address340 W 42ND ST # ST897, 340, NEW YORK, NY 10108-1400

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1608

Mortgage

Document Number0000105979
DateAug 27, 2021
Instrument2021105979
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address577 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1608
Document Number0000117379
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address577 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431608, MONTCLAIR, NJ 07043-1608

Mortgage

Document Number0000117379
DateNov 23, 2020
Instrument117379
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 22, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateSep 19, 2017
Property Address577 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1608
Document Number0000082943
Instrument DateSep 06, 2017
Instrument82943
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyPRESTIGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$572.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address577 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431608, MONTCLAIR, NJ 07043-1608

Mortgage

Document Number82949
DateSep 19, 2017
Instrument82949
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 18, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$570,400 (-) Land $307,200 Building $263,200$570,400 (-) Land $307,200 Building $263,200
2025$20,055.00 (+3.32%)$570,400 (-) Land $307,200 Building $263,200$570,400 (-) Land $307,200 Building $263,200
2024$19,410.00 (+3.5%)
2023$570,400 Land $307,200 Building $263,200$570,400 Land $307,200 Building $263,200
2022$18,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130161004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020, other causes, Tropical Storm Isaias

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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