586 Stoneygate Dr, Galt, CA 95632 Property Records

Sacramento County property record for 586 Stoneygate Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,440 sqft · built 2004
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2017)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`150-0620-022-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0620-022-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,440 sqft Living Area
1st Floor Area	1,617 sqft
2nd Floor Area	1,823 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	11,021 sqft (0.253 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	586 STONEYGATE DR
City	GALT
State	CA
Zip	95632-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CHANCELLOR ESTATES 02, LOT 22
Legal Subdivision	CHANCELLOR ESTATES 02
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1020
Census Tract	9408

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	586 STONEYGATE DR, GALT, CA 95632-3154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
	Deed of Trust, Mortgage
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
	Deed of Trust, Mortgage
Sep 16, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jul 23, 2018	Quit Claim Deed, Mortgage · Conventional with PMI WESLEND FIN'L
Jul 24, 2017	Quit Claim Deed, Transfer OTHER
Mar 9, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2017 · Amount on Record
Deed Sale	Mar 9, 2017 · Amount on Record
Prior Sale	Apr 16, 2004 · Amount on Record
Deed Book / Page	20170309 / 556
Last Transfer Date	Jul 22, 2017
Transfer Doc	7240000000598
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 STONEYGATE DR, GALT, CA 95632-3154

Mortgage

Document Number	0000001399
Date	Feb 22, 2023
Instrument	2023022201399

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 STONEYGATE DR, GALT, CA 95632-3154

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001323
Date	Sep 20, 2021
Instrument	2021092001323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021092001323
Date	Sep 20, 2021
Instrument	2021092001323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 STONEYGATE DR, GALT, CA 95632-3154

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2020
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Document Number	2009161935
Instrument Date	Sep 11, 2020
Instrument	2009161935
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	586 STONEYGATE DR GALT CA 956323154, GALT, CA 95632-3154

Mortgage

Document Number	2009161936
Date	Sep 16, 2020
Instrument	2009161936

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 23, 2018
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Document Number	1807230885
Instrument Date	Jul 18, 2018
Instrument	1807230885
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	586 STONEYGATE DR GALT CA 956323154, GALT, CA 95632-3154

Mortgage

Document Number	1807230886
Date	Jul 23, 2018
Instrument	1807230886

Lender

Name	WESLEND FIN'L
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2017
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Document Number	1707240598
Instrument Date	Jul 22, 2017
Instrument	1707240598
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	586 STONEYGATE DR GALT CA 956323154, GALT, CA 95632-3154

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 9, 2017
Property Address	586 STONEYGATE DR, GALT, CA 95632-3154
Document Number	3090000000556
Book / Page	20170309 / 0556
Map Reference	DOC20030604-2058
Instrument Date	Feb 6, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	586 STONEYGATE DR, GALT, CA 95632-3154
Investor	Possibly a Property Investor

Mortgage

Document Number	201703090557
Date	Mar 9, 2017
Instrument	20170309/0557

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,297 (+2%) Land $101,148 Building $511,149
2025	$7,115.00 (+4.34%)	$600,292 (+4.04%) Land $99,165 Building $501,127
2024	$6,819.00 (-3.69%)
2023	$7,080.00 (+12.77%)	$576,983 Land $95,315 Building $481,668
2022	$6,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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