579 Stoneygate Dr, Galt, CA 95632 Property Records

Sacramento County property record for 579 Stoneygate Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,944 sqft · built 2004
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Apr 2004)
Tax Bill	$7,593 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0620-020-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0620-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
1st Floor Area	1,535 sqft
2nd Floor Area	1,409 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Garage Area	991 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	579 STONEYGATE DR
City	GALT
State	CA
Zip	95632-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CHANCELLOR ESTATES 02, LOT 20
Legal Subdivision	CHANCELLOR ESTATES 02
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1019
Census Tract	9408

Owner

579 Stoneygate Dr is owned and occupied by two individuals who bought it in April 2004.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	579 STONEYGATE DR, GALT, CA 95632-3154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Aug 31, 2020	Quit Claim Deed, Transfer STEARNS LNDG LLC
May 20, 2017	Deed of Trust, Mortgage · Line of Credit US SENATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2004 · Amount on File
Deed Sale	Apr 16, 2004 · Amount on File
Deed Book / Page	20040416 / 543
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	579 STONEYGATE DR, GALT, CA 95632-3154
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 STONEYGATE DR, GALT, CA 95632-3154

Mortgage

Document Number	0000000472
Date	Jan 24, 2022
Instrument	2022012400472

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2037

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2020
Property Address	579 STONEYGATE DR, GALT, CA 95632-3154
Document Number	2008312490
Instrument Date	Aug 26, 2020
Instrument	2008312490
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	579 STONEYGATE DR GALT CA 956323154, GALT, CA 95632-3154

Mortgage

Document Number	2008312491
Date	Aug 31, 2020
Instrument	2008312491

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	579 STONEYGATE DR, GALT, CA 95632-3154
Document Number	1706141660
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 STONEYGATE DR GALT CA 956323154, GALT, CA 95632-3154

Mortgage

Document Number	1706141660
Date	Jun 14, 2017
Instrument	1706141660

Lender

Name	US SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013-8920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 579 Stoneygate Dr was $7,593 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,862 (+2%) Land $123,258 Building $538,604
2025	$7,593.00 (+4.37%) Homeowner's exemption	$648,886 Land $120,842 Building $528,044
2024	$7,275.00 (-2.66%)
2023	$7,474.00 (+3.92%) Homeowner's exemption	$623,691 Land $116,150 Building $507,541
2022	$7,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 579 Stoneygate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 579 Stoneygate Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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