586 S 7th St, Elko, NV 89801 Property Records

Elko County property record for 586 S 7th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 675 sqft · built 1933
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Oct 2018)
Tax Bill	$626 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`001-452-031`

Property Details

APN / Parcel Number

Primary APN	`001-452-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	675 sqft Living Area
1st Floor Area	675 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	586 S 7TH ST
City	ELKO
State	NV
Zip	89801-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR-SA
Legal Description	RIVERSIDE ADDITION NO 2 FILE 51119 LOCATED IN THE SW4SW4 OF MDB&M DESCRIBED AS FOLLOWS: COMM AT A CONCRETE MONUMENT WITH A COPPER CENTER PT LOCATED ON THE C/L INTERSECTION OF 6TH & OUDERKIRK AVE, WHENCE THE SW COR OF SAID SEC 14 BEARS S 59 00 W 1622.
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	RIVERSIDE ADDITION NO 2
Legal Block	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2080
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 W ADAMS ST, ELKO, NV 89801-4113
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Dec 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 23, 2018	Grant Deed, Transfer
Mar 7, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	2018747434
Last Transfer Date	Dec 6, 2019
Transfer Doc	0000763019
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	586 S 7TH ST, ELKO, NV 89801-4216
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776515
Date	Nov 4, 2020
Instrument	776515

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Dec 9, 2019
Property Address	586 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000763019
Instrument Date	Dec 6, 2019
Instrument	763019
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 W ADAMS ST, ELKO, NV 89801-4113

Mortgage

Document Number	0000763020
Date	Dec 9, 2019
Instrument	763020

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 8, 2019
Property Address	586 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000760303
Instrument Date	Sep 25, 2019
Instrument	760303
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 W ADAMS ST ELKO NV 898014113, ELKO, NV 89801-4113

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Oct 23, 2018
Property Address	586 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000747434
Instrument Date	Oct 17, 2018
Instrument	747434
Transaction Type	Transfer
Record Updated	Nov 1, 2018

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 W ADAMS ST ELKO NV 898014113, ELKO, NV 89801-4113

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Mar 7, 2017
Property Address	586 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000722796
Instrument Date	Mar 6, 2017
Instrument	722796
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount Recorded
Tax	$58.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1201 FAIRWAY DR ELKO NV 898012517, ELKO, NV 89801-2517

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$626.00 (+5.56%)	$22,664 (-0.03%) Land $12,950 Building $9,714	$64,754 (-0.03%) Land $37,000 Building $27,754
2025	$593.00 (+13.17%)	$22,671 (+56.37%) Land $12,950 Building $9,721	$64,774 (+56.37%) Land $37,000 Building $27,774
2023	$524.00 (+8.04%)	$14,498 (+9.78%) Land $5,530 Building $8,968	$41,423 (+9.78%) Land $15,800 Building $25,623
2022	$485.00	$13,207 Land $5,530 Building $7,677	$37,734 Land $15,800 Building $21,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 85% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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