552 S 7th St, Elko, NV 89801 Property Records

Elko County property record for 552 S 7th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1929
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2024)
Tax Bill	$808 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`001-452-028`

Property Details

APN / Parcel Number

Primary APN	`001-452-028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	552 S 7TH ST
City	ELKO
State	NV
Zip	89801-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR-SA
Legal Description	RIVERSIDE ADDITION NO 2 FILE 51119, BEING PART OF,LOCATED IN THE SW4SW4 OF,MDB&M,DESC AS FOLLOWS,COMM AT THE CONCRETE MONUMEN
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	RIVERSIDE ADDITION NO 2
Legal Block	D
Legal Lot Number	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2080
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	552 S 7TH ST, ELKO, NV 89801-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2024	Bargain and Sale Deed, Transfer STEWART TITLE ELKO
Oct 31, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 4, 2019	Correction Deed
Mar 4, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	2024833700
Record Updated	Oct 29, 2026

February 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 16, 2024
Property Address	552 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000833700
Map Reference	FILE 51119
Instrument Date	Feb 2, 2024
Instrument	833700
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2268 N HOLLOW CIR, ELKO, NV 89801-4538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 S 7TH ST, ELKO, NV 89801-4216

Mortgage

Document Number	0000833701
Date	Feb 16, 2024
Instrument	833701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 16, 2024
Property Address	552 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000833699
Map Reference	FILE 51119
Instrument Date	Feb 2, 2024
Instrument	833699
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2268 N HOLLOW CIR, ELKO, NV 89801-4538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 S 7TH ST # JR, JR, ELKO, NV 89801-4216

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	552 S 7TH ST, ELKO, NV 89801-4216
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 S 7TH ST, ELKO, NV 89801-4216

Mortgage

Document Number	0000812584
Date	Oct 31, 2022
Instrument	812584

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Oct 1, 2045

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELKO NV
Recording Date	Mar 4, 2019
Property Address	552 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000752132
Instrument Date	Mar 4, 2019
Instrument	752132
Record Updated	Mar 12, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 S 7TH ST ELKO NV 898014216, ELKO, NV 89801-4216

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Mar 4, 2019
Property Address	552 S 7TH ST, ELKO, NV 89801-4216
Document Number	0000752090
Instrument Date	Feb 28, 2019
Instrument	752090
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$9.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 S 7TH ST ELKO NV 898014216, ELKO, NV 89801-4216

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$808.00 (+5.35%)	$27,405 (-0.15%) Land $13,650 Building $13,755	$78,300 (-0.15%) Land $39,000 Building $39,300
2025	$767.00 (+5.65%)	$27,447 (+47.68%) Land $13,650 Building $13,797	$78,420 (+47.68%) Land $39,000 Building $39,420
2024	$726.00 (+9.34%)
2023	$664.00 (+16.29%)	$18,586 (+19.49%) Land $6,020 Building $12,566	$53,103 (+19.49%) Land $17,200 Building $35,903
2022	$571.00	$15,554 Land $6,020 Building $9,534	$44,440 Land $17,200 Building $27,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 69% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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