586 River Rd, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 586 River Rd, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,488 sqft · built 1985
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (Apr 2018)
Tax Bill	$17,242 (2026)
Deeds & Mortgages	May 2022 Refinance Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARL M:0001 B:0030 L`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0001 B:0030 L`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,488 sqft Living Area
Gross Area	4,960 sqft
Basement Area	1,397 sqft
Unfinished Basement	1,397 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	586 RIVER RD
City	CARLISLE
State	MA
Zip	01741-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	30
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2028
Census Tract	362100

Owner

586 River Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	586 RIVER RD, CARLISLE, MA 01741-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIAA CREF TRUST CO FSB
Apr 6, 2018	Quit Claim Deed, Transfer TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Jun 14, 2013 · Amount on File
Deed Book / Page	31984 / 130
Transfer Doc	031984-130
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	586 RIVER RD, CARLISLE, MA 01741-1821
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037077-61
Date	May 19, 2022
Book Page	37077/61
Instrument	21510

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	586 RIVER RD, CARLISLE, MA 01741-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34901-136
Date	Nov 12, 2020
Book Page	34901/136
Instrument	57863

Lender

Name	TIAA CREF TRUST CO FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLISLE MA
Recording Date	Apr 6, 2018
Property Address	586 RIVER RD, CARLISLE, MA 01741-1821
Document Number	31984-130
Book / Page	031984 / 000130
Instrument Date	Apr 4, 2018
Instrument	13634
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,309.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	586 RIVER RD CARLISLE MA 017411821, CARLISLE, MA 01741-1821

Mortgage

Document Number	31984-133
Date	Apr 6, 2018
Book Page	031984/000133
Instrument	13635

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Interest

Rate	3.88%

Tax Assessment & Valuation

The 2026 property tax bill for 586 River Rd was $17,242, up 6.6% from the year before.

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,242.00 (+6.58%)	$1,344,900 (+9.56%) Land $567,500 Building $729,500	$1,460,435 (-)
2025	$16,178.00 (+4.05%)	$1,227,500 (+5.23%) Land $567,200 Building $660,300	$1,460,435 (+13.8%)
2024	$15,549.00 (-4.84%)	$1,166,500 (+1.01%) Land $523,600 Building $642,900	$1,283,355
2023	$16,340.00	$1,154,800 Land $501,500 Building $653,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 586 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Concord Light Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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