532 River Rd, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 532 River Rd, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,390 sqft · built 1976
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Sep 1992)
Tax Bill	$9,587 (2026)
Deeds & Mortgages	Feb 2021 Refinance Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CARL M:0001 B:0033 L:11`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0001 B:0033 L:11`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	2,156 sqft
Basement Area	622 sqft
Unfinished Basement	622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	532 RIVER RD
City	CARLISLE
State	MA
Zip	01741-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	CARLISLE
Legal Block	33
Legal Lot Number	11
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2028
Census Tract	362100

Owner

532 River Rd is owned and occupied by two individuals who bought it in September 1992.

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 RIVER RD, CARLISLE, MA 01741-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1992 · Amount on File
Deed Sale	Sep 15, 1992 · Amount on File
Deed Book / Page	6102 / 150
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	532 RIVER RD, CARLISLE, MA 01741-1821
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35290-195
Date	Feb 3, 2021
Book Page	35290/195
Instrument	6883

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	532 RIVER RD, CARLISLE, MA 01741-1821
Document Number	32034-223
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	32034-223
Date	Apr 30, 2018
Book Page	032034/000223
Instrument	16959

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 532 River Rd was $9,587, down 2.5% from the year before.

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,587.00 (-2.49%)	$747,800 (+0.24%) Land $560,600 Building $187,200	$976,220 (-)
2025	$9,832.00 (+1.97%)	$746,000 (+3.14%) Land $560,600 Building $185,400	$976,220 (+9.4%)
2024	$9,642.00 (-0.7%)	$723,300 (+5.41%) Land $517,500 Building $205,800	$892,335
2023	$9,710.00	$686,200 Land $495,900 Building $190,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99.3% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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