Hamilton County property record for 586 Memory Ln, Carmel, IN 46032 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 3,594 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $376,000 (2020) |
| Tax Bill | $5,767.00 (2024) |
| Primary APN | 29-09-23-403-016.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 3,594 sqft Living Area |
| 1st Floor | 1,859 sqft 1st Floor |
| 2nd Floor | 1,160 sqft 2nd Floor |
| Basement Area | 634 sqft Basement |
| Finished Basement | 575 sqft Finished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other Style |
| Foundation Type | Raised Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Depth X Width | 181 ft x 120 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 539 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1709230403016000 |
|---|---|
| Street Address | 586 MEMORY LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-1207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 6, LOT 352, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | VILLAGE OF MOUNT CARMEL SIXTH SECTION |
| Legal Block | 6 |
| Legal Lot Number | 352 |
| Jurisdiction | HAMILTON IN |
| Minor Civil Division | CLAY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 110906 |
Source: Hamilton County records · APN 29-09-23-403-016.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 586 MEMORY LN, CARMEL, IN 46032-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Doc Number | 2020037961 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 586 MEMORY LN, CARMEL, IN 46032-1207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 586 MEMORY LN, CARMEL, IN 46032-1207 |
| Document Number | 0000048865 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 2022048865 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 19, 2020 |
| Property Address | 586 MEMORY LN, CARMEL, IN 46032-1207 |
| Document Number | 2020037961 |
| Map Reference | MB 5 PG 106-109 |
| Instrument Date | May 18, 2020 |
| Instrument | 2020037961 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | SECURITY TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 586 MEMORY LN, CARMEL, IN 46032-1207 |
| Document Number | 2020037962 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020037962 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $578,200 (+13.39%) Land $89,300 Building $488,900 | $578,200 (+13.39%) Land $89,300 Building $488,900 | |
| 2024 | $5,767.00 (+2.76%) | $509,900 (-0.29%) Land $89,300 Building $420,600 | $509,900 (-0.29%) Land $89,300 Building $420,600 |
| 2023 | $5,612.00 (+15.5%) Homeowner's exemption | $511,400 (+19.54%) Land $89,300 Building $422,100 | $511,400 (+19.54%) Land $89,300 Building $422,100 |
| 2022 | $4,859.00 Homeowner's exemption | $427,800 Land $89,300 Building $338,500 | $427,800 Land $89,300 Building $338,500 |
586 Memory Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hamilton County (18057C), updated October 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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