427 Jacoby Rd, Louisa, VA 23093 Property Records

Louisa County property record for 427 Jacoby Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 1981
Lot Size	13.8 acres (602,435 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2011)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Sep 2018 Sale Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 14A`

Property Details

APN / Parcel Number

Primary APN	`25 14A`
Alternative APNs	`12539` `12138`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	602,435 sqft (13.8 acres)
Garage Area	1,672 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	464 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12138
Street Address	427 JACOBY RD
City	LOUISA
State	VA
Zip	23093-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	WHITLOCK & JACOBY PLAT:8/1611 PARCEL A DB 1263/315 13.832 AC
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1009
Census Tract	950201

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1606, LOUISA, VA 23093-1606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Grant Deed, Transfer
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Prior Sale	Jun 10, 2011 · Amount on Record
Deed Document Number	20116209
Deed Book / Page	1263 / 315
Record Updated	Sep 20, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 6, 2018
Property Address	427 JACOBY RD, LOUISA, VA 23093-5033
Document Number	0000008433
Book / Page	001580 / 000030
Instrument Date	Aug 29, 2018
Instrument	8433
Transaction Type	Transfer
Record Updated	Oct 8, 2018

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1602 VILLAGE MARKET BLVD SE #310 LEESBURG VA 201754716, 310, LEESBURG, VA 20175-4716

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	427 JACOBY RD, LOUISA, VA 23093-5033
Document Number	0000008713
Book / Page	001533 / 000272
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 JACOBY RD LOUISA VA 230935033, LOUISA, VA 23093-5033

Mortgage

Document Number	0000008713
Date	Oct 13, 2017
Book Page	001533/000272
Instrument	8713

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,444 (+5.36%) Land $89,700 Building $459,744	$549,444 (+5.36%) Land $89,700 Building $459,744
2025	$3,754.00 (+7.07%)	$521,500 (+13.69%) Land $71,400 Building $450,100	$521,500 (+13.69%) Land $71,400 Building $450,100
2024	$3,506.00 (+74.78%)
2023		$458,700 Land $71,700 Building $387,000
2022	$2,006.00		$458,700 Land $71,700 Building $387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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