586 Garner Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 586 Garner Dr, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,064 sqft Finished Area
Lot Size19,166 sqft (0.44 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$1,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN058-40-00-224.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,064 sqft Finished Area
Gross Area1,448 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Exterior
Lot Area19,166 sqft (0.44 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address586 GARNER DR
CityCOVINGTON
StateKY
Zip41015-2394
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAY PT SEC 3 LOT 16
Legal SubdivisionGRAY (PT)
Legal Phase3
Legal Lot Number16
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4003
Census Tract65300

Owner

Source: Kenton County records · APN 058-40-00-224.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address586 GARNER DR, COVINGTON, KY 41015-2394
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CENTERBANK
Dec 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 18, 2014
Transfer Doc0005900054
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address586 GARNER DR, COVINGTON, KY 41015-2394
Document Number0000000182
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyFIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address586 GARNER DR COVINGTON KY 410152394, COVINGTON, KY 41015-2394

Mortgage

Document Number0000000182
DateMay 22, 2020
Book Page000M47/000555
Instrument182
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address586 GARNER DR, COVINGTON, KY 41015-2394
Document Number0000000164
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address586 GARNER DR COVINGTON KY 410152394, COVINGTON, KY 41015-2394

Mortgage

Document Number0000000164
DateJan 08, 2020
Book Page0000M2/000322
Instrument164
Lender
NamePNC BK
TypeBank
AddressNEWPORT, KY 41071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 07, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,872.00 (-7.05%)$189,000 (-) Land $15,000 Building $174,000$189,000 (-) Land $15,000 Building $174,000
2023$2,014.00$189,000 Land $15,000 Building $174,000$189,000 Land $15,000 Building $174,000

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