Kenton County property record for 584 Garner Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,026 sqft · built 1966 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Oct 2019) |
| Tax Bill | $2,228 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-40-00-225.00 |
| Primary APN | 058-40-00-225.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,026 sqft Finished Area |
| Gross Area | 1,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Old Parcel Number | 0584000225.00 |
|---|---|
| Street Address | 584 GARNER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAY PT SEC 3 LOT 18 |
| Legal Subdivision | GRAY (PT) |
| Legal Phase | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County assessment roll, APN 058-40-00-225.00, as of April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 584 GARNER DR, COVINGTON, KY 41015-2394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Jun 14, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on Record |
| Deed Sale | Oct 24, 2019 · Amount on Record |
| Prior Sale | Jun 14, 2019 · Amount on Record |
| Deed Document Number | 0004351167 |
| Deed Book / Page | 4351 / 167 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 24, 2019 |
| Property Address | 584 GARNER DR, COVINGTON, KY 41015-2394 |
| Document Number | 0000000275 |
| Book / Page | 0I4351 / 000167 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 275 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 584 GARNER DR COVINGTON KY 410152394, COVINGTON, KY 41015-2394 |
| Document Number | 276 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 0I4351/000170 |
| Instrument | 276 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 14, 2019 |
| Property Address | 584 GARNER DR, COVINGTON, KY 41015-2394 |
| Document Number | 0000000261 |
| Book / Page | 0I4278 / 000220 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 261 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3480 MEADOWLARK DR EDGEWOOD KY 410182650, EDGEWOOD, KY 41018-2650 |
Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,228.00 (-7.05%) | $224,900 (-) Land $15,000 Building $209,900 | $224,900 (-) Land $15,000 Building $209,900 |
| 2023 | $2,397.00 | $224,900 Land $15,000 Building $209,900 | $224,900 Land $15,000 Building $209,900 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 161 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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