Charleston County property record for 586 E Hobcaw Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,762 sqft · built 1985 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,555,000 (May 2024) |
| Tax Bill | $5,715 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 514-04-00-035 |
| Primary APN | 514-04-00-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,762 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Upper Floors Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 380 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 586 E HOBCAW DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW POINT DESCRIPTION -LOT 20 AND S. PT 21 BLOCK P |
| Legal Subdivision | HOBCAW POINT |
| Legal Block | P |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4621 |
586 E Hobcaw Dr is owned and occupied by an individual who bought it in May 2024.
Source: Charleston County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Nov 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF SOUTH CAROLINA |
| Sep 18, 2023 | Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU |
| Jun 28, 2023 | Correction Deed STEPHEN BERMAN |
| Dec 20, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on File |
| Deed Sale | May 16, 2024 · Amount on File |
| Prior Sale | Sep 18, 2023 · Amount on File |
| Deed Book / Page | 1245 / 21 |
| Prior Transfer Date | Oct 11, 2021 |
| Prior Transfer Doc | 0010620049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 2, 2026 |
| Property Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0000061494 |
| Book / Page | 1419 / 490 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202661494 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0000061494, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 1419/490 |
| Instrument | 202661494 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0013510768 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 1351/768 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012120580 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 1212/580 |
| Name | THE BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Feb 25, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 18, 2023 |
| Property Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0012030629 |
| Book / Page | 1203 / 629 |
| Map Reference | MB CF PG 196 |
| Instrument Date | Aug 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,861.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0001203631 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 1203/631 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Max Rate | 10.3% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 28, 2023 |
| Property Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0011870994 |
| Book / Page | 1187 / 994 |
| Map Reference | MB CD PG 65 |
| Instrument Date | Jun 26, 2023 |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0001187996 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 1187/996 |
| Name | STEPHEN BERMAN |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jun 25, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 20, 2021 |
| Property Address | 586 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2507 |
| Document Number | 0010620049 |
| Book / Page | 1062 / 49 |
| Map Reference | MB CD PG 65 |
| Instrument Date | Oct 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 586 E HOBCAW DR, MT PLEASANT, SC 29464-2507 |
The 2025 property tax bill for 586 E Hobcaw Dr was $5,715, up 2.4% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,715.00 (+2.42%) | $1,555,000 (+2,491.67%) Land $900,000 Building $655,000 | $1,555,000 Land $900,000 Building $655,000 |
| 2024 | $5,580.00 | $60,000 | |
| 2022 | $10,406.00 | $45,090 | $828,944 Land $512,544 Building $316,400 |
| 2020 | $1,500,000 Land $850,000 Building $650,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 586 E Hobcaw Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 219 units insured incl. 6 condo units |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 586 E Hobcaw Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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