Charleston County property record for 565 E Hobcaw Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,543 sqft · built 1997 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,897 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Mar 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 514-04-00-070 |
| Primary APN | 514-04-00-070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,543 sqft Living Area |
| Gross Area | 6,062 sqft |
| 1st Floor Area | 2,519 sqft |
| Upper Floors Area | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Terrain | High |
| Pool Area | 608 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 3,540 sqft |
| Deck Area | 144 sqft |
| Patio Area | 888 sqft |
| Boat Access | Boat Access |
| Heating System | Heat Pump |
|---|
| Street Address | 565 E HOBCAW DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-2577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW POINT DESCRIPTION -LOT Y-1 |
| Legal Subdivision | HOBCAW POINT |
| Legal Lot Number | Y-1 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4621 |
565 E Hobcaw Dr is owner-occupied and held in a trust since June 2026.
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 565 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2577 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jun 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 18, 2026 |
| Transfer Doc | 0000038926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 23, 2026 |
| Property Address | 565 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2577 |
| Document Number | 0000038926 |
| Book / Page | 1397 / 777 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202638926 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 565 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2577 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 565 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2577 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010900473 |
|---|---|
| Date | Mar 19, 2022 |
| Book Page | 1090/473 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 565 E Hobcaw Dr was $5,897, up 13% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,897.00 (+13.01%) | $1,594,942 (+2,774.81%) Land $775,628 Building $819,314 | $3,007,500 Land $1,192,400 Building $1,815,100 |
| 2024 | $5,218.00 | $55,480 | |
| 2022 | $4,874.00 | $55,480 | $1,490,767 Land $724,967 Building $765,800 |
| 2020 | $1,490,767 Land $724,967 Building $765,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 565 E Hobcaw Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 219 units insured incl. 6 condo units |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 E Hobcaw Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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