5859 el Pharo Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 5859 el Pharo Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	9 bd · 6 ba · 5,397 sqft · built 1977
Lot Size	5.73 acres (249,599 sqft)
Owner	Company Name on Record
Last Sale	$2,254,000 (Nov 2021)
Tax Bill	$25,744 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`035-201-010`

Property Details

APN / Parcel Number

Primary APN	`035-201-010`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	5,397 sqft Living Area
1st Floor Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	249,599 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5853 EL PHARO DR
City	PASO ROBLES
State	CA
Zip	93446-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PR ORCH CO TR 1 LT 20 LESS 50% MIN RTS
Legal Subdivision	PASO ROBLES ORCHARD
Legal Tract	1
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2178
Census Tract	10301

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 HITCHING POST DR, ROLLING HILLS ESTATES, CA 90274-5169
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Grant Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Apr 24, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202173290
Prior Transfer Date	Jun 3, 2013
Prior Transfer Doc	0000031738
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2021
Property Address	5859 EL PHARO DR, PASO ROBLES, CA 93446-9436
Document Number	0000073290
Map Reference	MB 2 PG 49
Instrument Date	Aug 25, 2021
Instrument	2021073290
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20 HITCHING POST DR, ROLLING HILLS ESTATES, CA 90274-5169

Mortgage

Document Number	0000073291
Date	Nov 1, 2021
Instrument	2021073291

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 24, 2018
Property Address	5859 EL PHARO DR, PASO ROBLES, CA 93446-9436
Document Number	0000016274
Map Reference	MB2 PG49
Instrument Date	Apr 16, 2018
Instrument	2018016274
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2337, PISMO BEACH, CA 93448-2337

Mortgage

Document Number	0000016275
Date	Apr 24, 2018
Instrument	2018016275

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,439,801 (+2%) Land $811,824 Building $1,627,977
2025	$25,744.00 (+3.59%)	$2,391,962 (+4.04%) Land $795,906 Building $1,596,056
2023	$24,852.00 (+1.74%)	$2,299,080 Land $765,000 Building $1,534,080
2022	$24,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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