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5530 el Pharo Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 5530 el Pharo Dr, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,372 sqft · built 1990
Lot Size30.3 acres (1,323,788 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Aug 2026)
Tax Bill$9,880 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN035-081-031

Property Details

APN / Parcel Number

Primary APN035-081-031

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,372 sqft Living Area
1st Floor Area2,372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area1,323,788 sqft
TerrainSteep

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5530 EL PHARO DR
CityPASO ROBLES
StateCA
Zip93446-8475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionRHO HR HRO PM 17/54 PAR 1LESS 50% MIN RTS
Legal SubdivisionPARCEL MAP CO-74-279
Legal Block2
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group2
Census Block2178
Census Tract10301

Owner

Source: San Luis Obispo County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 VISTA HERMOSA, WALNUT CREEK, CA 94597-3903
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Grant Deed, Transfer · Conventional Mortgage
HOME INC
Jan 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleJun 10, 2024 · Amount on Record
Deed Document Number202625095
Record UpdatedSep 20, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 6, 2026
Property Address5530 EL PHARO DR, PASO ROBLES, CA 93446-8475
Document Number0000025095
Instrument DateJul 31, 2026
Instrument202625095
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyPLACER TITLE ER, PLACER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$111,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 VISTA HERMOSA, WALNUT CREEK, CA 94597-3903

Mortgage

Document Number0000025096,
DateAug 6, 2026
Instrument202625096
Lender
NameHOME INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000025097,
DateAug 6, 2026
Instrument202625097
Lender
NameGTE FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address5530 EL PHARO DR, PASO ROBLES, CA 93446-8475
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5530 EL PHARO DR, PASO ROBLES, CA 93446-8475

Mortgage

Document Number0000000690
DateJan 9, 2026
Instrument2026000690
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term343 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$936,360 (+2%) Land $390,150 Building $546,210
2025$9,880.00 (+160.62%)$918,000 (+161.74%) Land $382,500 Building $535,500
2023$3,791.00 (+1.74%)$350,724 Land $93,909 Building $256,815
2022$3,726.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Surfnet Communications
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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