5856 Grove St, Lucerne, CA 95458 Property Records

Lake County property record for 5856 Grove St, Lucerne, CA 95458

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,032 sqft · built 1952
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Dec 2019)
Tax Bill$2,625 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN034-313-490-000

Property Details

APN / Parcel Number

Primary APN034-313-490-000
Alternative APN
  • 034-313-49

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeSteel Frame
Lot Area5,663 sqft (0.13 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number034-313-49
Street Address5856 GROVE ST
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCLEAR LAKE BEACH ANX 01
Legal Block1
Legal Lot Number248
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group1
Census Block1129
Census Tract501

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 599, LUCERNE, CA 95458-0599
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC
Jul 14, 2017Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleJul 14, 2017 · Amount on Record
Deed Document Number201916128
Prior Transfer DateJun 24, 2016
Prior Transfer Doc0000011567
Record UpdatedOct 29, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateDec 16, 2019
Property Address5856 GROVE ST, LUCERNE, CA 95458
Document Number0000016128
Map ReferenceVOL 4 PG 29&30
Instrument DateDec 11, 2019
Instrument2019016128
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address460 E GOBBI ST SPC 55, 55, UKIAH, CA 95482-5533

Mortgage

Document Number0000016129
DateDec 16, 2019
Instrument2019016129
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Mortgage

Document Number0000016130
DateDec 16, 2019
Instrument2019016130
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressLEWISVILLE, TX 75057
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJul 14, 2017
Property Address5856 GROVE ST, LUCERNE, CA 95458
Document Number0000009150
Instrument DateJul 11, 2017
Instrument9150
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$77.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1004 NICE CA 954641004, NICE, CA 95464-1004

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,625.00 (-2.27%) Homeowner's exemption$250,987 (+2%) Land $50,196 Building $200,791
2025$2,686.00 (+4.6%) Homeowner's exemption$246,066 (+4.04%) Land $49,212 Building $196,854
2023$2,568.00 (+0.94%) Homeowner's exemption$236,513 Land $47,302 Building $189,211
2022$2,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA7 of 13
Most Recent ClaimFeb 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims
  • Severe Storms & Flooding, Mar 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUCERNE WATER CO. - CAL WATER SERVICE
private · serves 2,312 people · EPA ID CA1710005
Water SourceSurface water
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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