5854 E State Rd 62, Dale, IN 47523 Property Records

Spencer County property record for 5854 E State Rd 62, Dale, IN 47523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1980
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$437,835 (Aug 2026)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-02-15-400-022.000-001`

Property Details

APN / Parcel Number

Primary APN	`74-02-15-400-022.000-001`
Alternative APNs	`01016000000700` `00000985286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Lean-To	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	00000985286
Street Address	5854 E STATE ROAD 62
City	DALE
State	IN
Zip	47523-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	NE SE 15-4-5. 4 A.
Jurisdiction	SPENCER IN
Township / Civil Division	CARTER
Census Block Group	2
Census Block	2024
Census Tract	952702

Owner

5854 E State Rd 62 is owned and occupied by two individuals who bought it in August 2026.

Source: Spencer County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5854 E STATE ROAD 62, DALE, IN 47523-9566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer · Construction Mortgage VALLEY BANK AND TRUST COMPANY
Jul 15, 2022	Warranty Deed, Transfer · ARM SPRINGS VALLEY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	20262572
Prior Transfer Date	Aug 21, 2026
Prior Transfer Doc	0000002572
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER IN
Recording Date	Aug 31, 2026
Property Address	5854 E STATE ROAD 62, DALE, IN 47523-9566
Document Number	0000002572
Instrument Date	Aug 21, 2026
Instrument	20262572
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	REGIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5854 E STATE ROAD 62, DALE, IN 47523-9566

Mortgage

Document Number	0000002573,
Date	Aug 31, 2026
Instrument	20262573

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2027

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Jul 15, 2022
Property Address	5854 E STATE ROAD 62, DALE, IN 47523-9566
Document Number	2022R02518
Instrument Date	Jul 7, 2022
Instrument	2022R-02518
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5854 E ST RD #62 # 62, 62, DALE, IN 47523

Mortgage

Document Number	2022R02519
Date	Jul 15, 2022
Instrument	2022R-02519

Lender

Name	SPRINGS VALLEY BANK & TRUST COMPANY
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 5854 E State Rd 62 was $1,168 with a homeowner's exemption, down 10.6% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Carter Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00 (-10.57%) Homeowner's exemption	$175,100 Land $34,100 Building $141,000	$175,100 Land $34,100 Building $141,000
2024	$1,306.00
2023		$177,000 (+15.46%) Land $34,100 Building $142,900	$177,000 (+15.46%) Land $34,100 Building $142,900
2022	$485.00	$153,300 Land $17,500 Building $135,800	$153,300 Land $17,500 Building $135,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5854 E State Rd 62 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5854 E State Rd 62 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Rd 62

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures