5684 E State Rd 62, Dale, IN 47523 Property Records

Spencer County property record for 5684 E State Rd 62, Dale, IN 47523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft · built 1913
Lot Size	2.32 acres (101,321 sqft)
Owner	Individual Name on File
Last Sale	$338,618 (Jun 2026)
Tax Bill	$336 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-02-15-400-016.001-001`

Property Details

APN / Parcel Number

Primary APN	`74-02-15-400-016.001-001`
Alternative APN	`00000985274`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,400 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1940
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	101,321 sqft (2.32 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000985274
Street Address	5684 E STATE ROAD 62
City	DALE
State	IN
Zip	47523-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 SE 15-4-5 2.326 AC
Jurisdiction	SPENCER IN
Township / Civil Division	CARTER
Census Block Group	2
Census Block	2024
Census Tract	952702

Owner

5684 E State Rd 62 is owned and occupied by an individual who bought it in June 2026.

Source: Spencer County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Nov 10, 2020	Warranty Deed, Transfer · Line of Credit FREEDOM BANK
Nov 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM BANK
Sep 10, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	20261684
Prior Transfer Date	Nov 2, 2019
Prior Transfer Doc	2019R03268
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R02972
Date	Oct 10, 2025
Instrument	2025R-02972

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Jun 9, 2026
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Document Number	0000001684
Instrument Date	Jun 2, 2026
Instrument	20261684
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 E STATE ROAD 62, DALE, IN 47523-9379

Mortgage

Document Number	0000001685,
Date	Jun 9, 2026
Instrument	20261685

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Jun 9, 2026
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Document Number	2026R01684
Instrument Date	Jun 2, 2026
Instrument	20261684
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 E STATE ROAD 62, DALE, IN 47523-9379

Mortgage

Document Number	0000001685,
Date	Jun 9, 2026
Instrument	20261685

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Recording Date	Apr 6, 2026
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Document Number	0000000975
Instrument Date	Apr 1, 2026
Instrument	2026975
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 E STATE ROAD 62, DALE, IN 47523-9379

Mortgage

Document Number	0000000975,
Date	Apr 6, 2026
Instrument	2026975

Lender

Name	FREEDOM BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Nov 10, 2020
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Document Number	2020R03939
Instrument Date	Oct 30, 2020
Instrument	2020R-03939
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 E STATE ROAD 62, DALE, IN 47523-9379

Mortgage

Document Number	2020R03940
Date	Nov 10, 2020
Instrument	2020R-03940

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPENCER IN
Recording Date	Nov 20, 2019
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Document Number	2019R03268
Instrument Date	Nov 2, 2019
Instrument	2019R-03268
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5684 E STATE ROAD 62, DALE, IN 47523-9379

Mortgage

Document Number	2019R03269
Date	Nov 20, 2019
Instrument	2019R-03269

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Sep 10, 2018
Property Address	5684 E STATE ROAD 62, DALE, IN 47523-9379
Document Number	2018R02666
Instrument Date	Aug 31, 2018
Instrument	2018R-02666
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 E STATE ROAD 62, DALE, IN 47523-9379

Mortgage

Document Number	2018R02667
Date	Sep 10, 2018
Instrument	2018R-02667

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5684 E State Rd 62 was $336 with a homeowner's exemption, down 16.4% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Carter Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$336.00 (-16.42%) Homeowner's exemption	$82,500 Land $28,100 Building $54,400	$82,500 Land $28,100 Building $54,400
2024	$402.00
2023		$80,500 (+34.62%) Land $28,100 Building $52,400	$80,500 (+34.62%) Land $28,100 Building $52,400
2022	$173.00	$59,800 Land $12,000 Building $47,800	$59,800 Land $12,000 Building $47,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5684 E State Rd 62 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5684 E State Rd 62 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Rd 62

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