Howard County property record for 5852 Main St, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1926 |
| Lot Size | 0.094 acres (4,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jul 2018) |
| Tax Bill | $5,048 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-172549 |
| Primary APN | 01-172549 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,248 sqft Total Area |
| Basement Area | 340 sqft |
| Finished Basement | 340 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Other |
| Roof Material | Wood Shingle |
| Lot Area | 4,100 sqft (0.094 acres) |
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 196 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 172549 |
|---|---|
| Street Address | 5852 MAIN ST |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 1 LOT 5852 MAIN ST ELKRIDGE |
| Legal Subdivision | ELKRIDGE |
| Legal Lot Number | 5852 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 601206 |
5852 Main St is owned and occupied by two individuals who bought it in July 2018.
Source: Howard County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5852 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2018 | Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Apr 15, 2002 · Amount on File |
| Deed Book / Page | 18276 / 218 |
| Transfer Doc | 0000082177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5852 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PROPERTY T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0192580041 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 19258/41 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 17, 2018 |
| Property Address | 5852 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0182760218 |
| Book / Page | 18276 / 218 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MILLANIU7M TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5852 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0018276222 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 18276/222 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 5852 Main St was $5,048, up 8.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,048.00 (+8.61%) | $315,000 (+9.27%) Land $180,000 Building $135,000 | $315,000 (-) Land $180,000 Building $135,000 |
| 2025 | $4,648.00 (+9.03%) | $288,267 | $315,000 Land $180,000 Building $135,000 |
| 2024 | $4,263.00 | ||
| 2023 | $234,800 Land $135,000 Building $99,800 | $234,800 Land $135,000 Building $99,800 | |
| 2022 | $2,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5852 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5852 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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