Howard County property record for 5846 Main St, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,130 sqft · built 1865 |
| Lot Size | 0.231 acres (10,065 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $343,000 (Sep 2023) |
| Tax Bill | $4,759 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-161407 |
| Primary APN | 01-161407 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,130 sqft Total Area |
| Basement Area | 156 sqft |
| Finished Basement | 156 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 10,065 sqft (0.231 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 161407 |
|---|---|
| Street Address | 5846 MAIN ST |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 1 LOT 5846 MAIN ST ELKRIDGE |
| Legal Subdivision | ELKRIDGE |
| Legal Lot Number | 5846 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 601206 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 28, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 27, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 26, 2018 | Grant Deed, Transfer · VA Mortgage NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Aug 27, 2020 |
| Deed Book / Page | 22129 / 493 |
| Prior Transfer Date | Jul 20, 2020 |
| Prior Transfer Doc | 0196590401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 27, 2023 |
| Property Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0221290493 |
| Book / Page | 22129 / 493 |
| Instrument Date | Sep 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | LIBERTY TITLE COMPANY LLC, LIBERTY T&E CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 RIDGEBURY CT, WINDSOR MILL, MD 21244-1548 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0022129499 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 22129/499 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0189760245 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 18976/245 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0204890265 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 20489/265 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 27, 2020 |
| Property Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0196590401 |
| Book / Page | 019659 / 000401 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5846 MAIN ST ELKRIDGE MD 210755105, ELKRIDGE, MD 21075-5105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0196590406 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 5846 MAIN ST ELKRIDGE MD 210755105, ELKRIDGE, MD 21075-5105 |
| Document Number | 0196590406 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 019659/000406 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 26, 2018 |
| Property Address | 5846 MAIN ST, ELKRIDGE, MD 21075-5105 |
| Document Number | 0180270025 |
| Book / Page | 018027 / 000025 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5846 MAIN ST ELKRIDGE MD 210755105, ELKRIDGE, MD 21075-5105 |
| Document Number | 180270032 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 018027/000032 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,759.00 (-0.67%) Homeowner's exemption | $334,000 (+8.35%) Land $202,700 Building $131,300 | $334,000 (-) Land $202,700 Building $131,300 |
| 2025 | $4,791.00 (+4.95%) Homeowner's exemption | $308,267 (+20.04%) | $334,000 (+30.06%) Land $202,700 Building $131,300 |
| 2024 | $4,565.00 (+71.36%) | ||
| 2023 | $256,800 Land $157,700 Building $99,100 | $256,800 Land $157,700 Building $99,100 | |
| 2022 | $2,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures