5851 Masoni Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5851 Masoni Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,869 sqft · built 2007
Lot Size	0.128 acres (5,555 sqft)
Owner	Trust Name on File
Last Sale	$850,000 (Jun 2020)
Tax Bill	$11,468 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-78-014`

Property Details

APN / Parcel Number

Primary APN	`810-78-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,869 sqft Living Area
1st Floor Area	1,472 sqft
2nd Floor Area	1,397 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,555 sqft (0.128 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5851 MASONI PL
City	GILROY
State	CA
Zip	95020-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9653 MASONI BOOK 790 PAGE 30 PAGE 35 LOT 14
Legal Subdivision	MASONI
Legal Tract	9653
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1033
Census Tract	512509

Owner

5851 Masoni Pl is owner-occupied and held in a trust since June 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	5851 MASONI PL, GILROY, CA 95020-2645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit MISSION CITY FCU
Jul 1, 2021	Intrafamily Transfer, Transfer
Apr 30, 2019	Deed of Trust, Mortgage · ARM PATELCO CU
Jun 19, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Prior Sale	May 30, 2007 · Amount on File
Deed Document Number	202024511520
Last Transfer Date	Jun 12, 2021
Transfer Doc	0025015471
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5851 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0024832795
Date	Feb 16, 2021
Instrument	24832795

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5851 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5851 MASONI PL, GILROY, CA 95020-2645

Mortgage

Document Number	0025931170
Date	Jan 15, 2026
Instrument	25931170

Lender

Name	MISSION CITY FCU
Type	Credit Union
Address	1391 FRANKLIN ST, SANTA CLARA, CA 95050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 1, 2021
Property Address	5851 MASONI PL, GILROY, CA 95020-2645
Document Number	0025015471
Map Reference	MB 790 PG 30-35
Instrument Date	Jun 12, 2021
Instrument	25015471
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5851 MASONI PL, GILROY, CA 95020-2645

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5851 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024168121
Date	Apr 30, 2019
Instrument	24168121

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 19, 2020
Property Address	5851 MASONI PL, GILROY, CA 95020-2645
Document Number	0024511520
Instrument Date	Jun 11, 2020
Instrument	24511520
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5851 MASONI PL GILROY CA 950202645, GILROY, CA 95020-2645

Mortgage

Document Number	24511521
Date	Jun 19, 2020
Instrument	24511521

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5851 Masoni Pl was $11,468.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$948,186 (+2%) Land $474,093 Building $474,093
2025	$11,468.00	$929,596 Land $464,798 Building $464,798
2023	$11,223.00 (+1.66%)	$893,500 Land $446,750 Building $446,750
2022	$11,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5851 Masoni Pl in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5851 Masoni Pl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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