5841 Masoni Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5841 Masoni Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,809 sqft · built 2007
Lot Size	0.105 acres (4,564 sqft)
Owner	Individual Name on File
Last Sale	$609,500 (Jul 2009)
Tax Bill	$9,833 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-78-013`

Property Details

APN / Parcel Number

Primary APN	`810-78-013`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,809 sqft Living Area
1st Floor Area	1,452 sqft
2nd Floor Area	1,357 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,564 sqft (0.105 acres)
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5841 MASONI PL
City	GILROY
State	CA
Zip	95020-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9653 MASONI BOOK 790 PAGE 30 PAGE 35 LOT 13
Legal Subdivision	MASONI
Legal Tract	9653
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1033
Census Tract	512509

Owner

5841 Masoni Pl is owned and occupied by an individual who acquired it in April 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5841 MASONI PL, GILROY, CA 95020-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
May 5, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2009 · Amount on File
Deed Sale	Jul 16, 2009 · Amount on File
Prior Sale	Jun 22, 2007 · Amount on File
Deed Document Number	200920339395
Last Transfer Date	Apr 10, 2013
Transfer Doc	0022235912
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 7, 2026
Property Address	5841 MASONI PL, GILROY, CA 95020-2645
Document Number	0026014530
Instrument Date	Jul 2, 2026
Instrument	202626014530
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	5841 MASONI PL, GILROY, CA 95020-2645

Mortgage

Document Number	0026014530,
Date	Jul 7, 2026
Instrument	202626014530

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 7, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5841 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5841 MASONI PL, GILROY, CA 95020-2645

Mortgage

Document Number	0025341773
Date	Jul 27, 2022
Instrument	25341773

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5841 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5841 MASONI PL, GILROY, CA 95020-2645

Mortgage

Document Number	0025140168
Date	Oct 21, 2021
Instrument	25140168

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5841 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5841 MASONI PL, GILROY, CA 95020-2645

Mortgage

Document Number	0024812234
Date	Feb 2, 2021
Instrument	24812234

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5841 MASONI PL, GILROY, CA 95020-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024471322
Date	May 5, 2020
Instrument	24471322

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5841 Masoni Pl was $9,833 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$818,395 (+2%) Land $263,318 Building $555,077
2025	$9,833.00 Homeowner's exemption	$802,349 Land $258,155 Building $544,194
2023	$9,619.00 (+3.69%) Homeowner's exemption	$771,195 Land $248,132 Building $523,063
2022	$9,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5841 Masoni Pl in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5841 Masoni Pl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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