5850 Rotary Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 5850 Rotary Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,242 sqft · built 1969
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (May 2010)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1628200015`

Property Details

APN / Parcel Number

Primary APN	`1628200015`
Alternative APN	`280 007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,242 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Roof Material	Asphalt
Lot Area	217,800 sqft
Garage Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	280 007
Street Address	5850 ROTARY RD
City	CHERRY VALLEY
State	IL
Zip	61016-9765
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S998FT W218.31FT E899.63FT NE1/4 SEC SEC: 28 TWP: 043 RANGE: 002 ACRES: 5.00
Legal Range	02E
Legal Township	43N
Legal Section	28
Legal Block	28
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3048
Census Tract	3705

Owner

5850 Rotary Rd, a rural home, is owned and occupied by two individuals who bought it in May 2010.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5850 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2010 · Amount on File
Deed Sale	May 26, 2010 · Amount on File
Deed Document Number	201022389
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 29, 2026
Property Address	5850 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Document Number	0000013332
Instrument Date	May 23, 2026
Instrument	202613332
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5850 ROTARY RD, CHERRY VALLEY, IL 61016-9765

Mortgage

Document Number	0000013332,
Date	May 29, 2026
Instrument	202613332

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.55%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5850 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029027
Date	Nov 6, 2025
Instrument	2529027

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	12.1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5850 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031511
Date	Sep 7, 2021
Instrument	2131511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5850 Rotary Rd was $5,086, up 4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (+3.97%)	$71,869 (+10.55%) Land $25,830 Building $46,039	$215,607 (+10.55%) Land $77,490 Building $138,117
2024	$4,892.00	$65,010 Land $23,365 Building $41,645	$195,030 Land $70,095 Building $124,935
2022	Homeowner's exemption	$54,007 Land $19,793 Building $34,214	$162,021 Land $59,379 Building $102,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5850 Rotary Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5850 Rotary Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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