5812 Rotary Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 5812 Rotary Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,674 sqft · built 1968
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2022)
Tax Bill	$6,589 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1628200014`

Property Details

APN / Parcel Number

Primary APN	`1628200014`
Alternative APN	`280 008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,674 sqft Living Area
1st Floor Area	1,837 sqft
Basement Area	1,837 sqft
Finished Basement	1,837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	217,800 sqft
Garage Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5812 ROTARY RD
City	CHERRY VALLEY
State	IL
Zip	61016-9765
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S997.332FT W218.46FT E1118.09FT NE1/4SEC SEC: 28 TWP: 043 RANGE: 002 ACRES:5
Legal Range	02E
Legal Township	43N
Legal Section	28
Legal Block	28
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3048
Census Tract	3705

Owner

5812 Rotary Rd, a rural home, is owned and occupied by two individuals who bought it in August 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5850 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP
Jun 22, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	202225220
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 15, 2022
Property Address	5812 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Document Number	0000025220
Map Reference	DOC 20101019403
Instrument Date	Aug 8, 2022
Instrument	2225220
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5812 ROTARY RD, CHERRY VALLEY, IL 61016-9765

Mortgage

Document Number	0000025221
Date	Aug 15, 2022
Instrument	2225221

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5812 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021822
Date	Jun 23, 2021
Instrument	2121822

Lender

Name	AMERICAN PORTFOLIO MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 22, 2017
Property Address	5812 ROTARY RD, CHERRY VALLEY, IL 61016-9765
Document Number	0001018745
Instrument Date	Jun 14, 2017
Instrument	1018745
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5812 ROTARY RD CHERRY VALLEY IL 610169765, CHERRY VALLEY, IL 61016-9765

Mortgage

Document Number	1018746
Date	Jun 22, 2017
Instrument	1018746

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5812 Rotary Rd was $6,589 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,589.00	$99,111 Land $30,402 Building $68,709	$297,333 Land $91,206 Building $206,127
2022	Homeowner's exemption	$65,601 Land $19,793 Building $45,808	$196,803 Land $59,379 Building $137,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5812 Rotary Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5812 Rotary Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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